Cmg Mortgage, Inc. mortgage approval rate & lending review
Cmg Mortgage, Inc. decided 168,065 mortgage applications and funded 144,873 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Cmg Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Cmg Mortgage, Inc. at a glance
Approval is 9.4 points above the 85.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 125,383 / 130,577 | 92% | $355K | 115,012 |
| Home improvement loans | 70% | 1,143 / 1,637 | 82% | $85K | 943 |
| Cash-out refinance | 91% | 6,922 / 7,611 | 86% | $385K | 5,950 |
| Refinance | 91% | 11,103 / 12,223 | 89% | $405K | 9,868 |
| Investment property purchase | 94% | 10,858 / 11,527 | 91% | $295K | 9,868 |
| Investment cash-out refinance | 89% | 2,040 / 2,301 | 85% | $285K | 1,742 |
| Investment refinance | 83% | 1,657 / 2,001 | 84% | $295K | 1,385 |
| Investment home improvement | 68% | 127 / 188 | 83% | $135K | 105 |
Cmg Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $305K | 29,854 | 25,968 |
| California | 94% | $675K | 13,265 | 10,897 |
| Washington | 97% | $465K | 12,756 | 11,415 |
| Florida | 93% | $365K | 12,695 | 10,580 |
| Tennessee | 97% | $355K | 8,626 | 7,724 |
| Pennsylvania | 95% | $265K | 7,334 | 6,518 |
| New Jersey | 92% | $335K | 6,133 | 4,887 |
| Massachusetts | 93% | $435K | 5,391 | 4,659 |
| New Hampshire | 97% | $385K | 5,260 | 4,755 |
| Colorado | 96% | $465K | 4,788 | 4,088 |
| Arizona | 93% | $425K | 4,740 | 4,022 |
| Virginia | 97% | $485K | 4,544 | 4,098 |
| Oregon | 97% | $435K | 4,311 | 3,744 |
| North Carolina | 95% | $325K | 3,675 | 3,146 |
| Maine | 95% | $355K | 3,319 | 2,905 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Cmg Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Harris County, TX | Mortgage lenders | 95% | 3,645 | 3,187 |
| Travis County, TX | Mortgage lenders | 98% | 2,171 | 2,003 |
| King County, WA | Mortgage lenders | 98% | 2,095 | 1,938 |
| Maricopa County, AZ | Mortgage lenders | 96% | 2,122 | 1,873 |
| Yakima County, WA | Mortgage lenders | 98% | 1,651 | 1,502 |
| Williamson County, TX | Mortgage lenders | 98% | 1,464 | 1,354 |
| Rutherford County, TN | Mortgage lenders | 97% | 1,412 | 1,297 |
| Bexar County, TX | Mortgage lenders | 96% | 1,477 | 1,297 |
| Hillsborough County, NH | Mortgage lenders | 97% | 1,382 | 1,261 |
| Montgomery County, TX | Mortgage lenders | 97% | 1,394 | 1,255 |
| El Paso County, TX | Mortgage lenders | 96% | 1,452 | 1,254 |
| Davidson County, TN | Mortgage lenders | 96% | 1,374 | 1,227 |
The county markets where Cmg Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Cmg Mortgage, Inc.
What is Cmg Mortgage, Inc.'s mortgage approval rate?
Cmg Mortgage, Inc. approved 94.7% of the 168,065 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.4 points above the 85.3% national rate for the same mix of loan types.
How often do borrowers take the loan Cmg Mortgage, Inc. offers?
Borrowers accepted 91% of the loans Cmg Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Cmg Mortgage, Inc. make?
The typical home purchase mortgage loan Cmg Mortgage, Inc. made was $355K; across all loan types its typical loan ran from $85K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Cmg Mortgage, Inc. lend?
Cmg Mortgage, Inc. decided applications in 52 of the states Fat Boy Data covers, most of them in Texas, California and Washington.
Can I apply to Cmg Mortgage, Inc. directly?
Yes. Cmg Mortgage, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Cmg Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Cmg Mortgage, Inc. treats applications, then get a rate quote from the lender.