Colorado Credit Union mortgage approval rate & lending review
Colorado Credit Union decided 934 mortgage applications and funded 781 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Colorado Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Colorado Credit Union at a glance
Approval is 12.8 points above the 70.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 178 / 192 | 100% | $395K | 178 |
| Home improvement loans | 82% | 411 / 504 | 100% | $105K | 411 |
| Cash-out refinance | 83% | 40 / 48 | 98% | $315K | 39 |
| Refinance | 82% | 131 / 160 | 100% | $205K | 131 |
Colorado Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 84% | $105K | 915 | 767 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Colorado Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jefferson County, CO | Home improvement loans | 86% | 129 | 111 |
| Douglas County, CO | Home improvement loans | 84% | 80 | 67 |
| Arapahoe County, CO | Home improvement loans | 83% | 75 | 62 |
| Denver County, CO | Home improvement loans | 82% | 76 | 62 |
| Adams County, CO | Home improvement loans | 80% | 71 | 57 |
| Jefferson County, CO | Refinance | 86% | 37 | 32 |
| Arapahoe County, CO | Refinance | 85% | 27 | 23 |
| Adams County, CO | Refinance | 85% | 26 | 22 |
| Douglas County, CO | Refinance | 95% | 21 | 20 |
| Weld County, CO | Home improvement loans | 69% | 26 | 18 |
The county markets where Colorado Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Colorado Credit Union
What is Colorado Credit Union's mortgage approval rate?
Colorado Credit Union approved 83.7% of the 934 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.8 points above the 70.9% national rate for the same mix of loan types.
How often do borrowers take the loan Colorado Credit Union offers?
Borrowers accepted 100% of the loans Colorado Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Colorado Credit Union make?
The typical home improvement loan loan Colorado Credit Union made was $105K; across all loan types its typical loan ran from $105K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Colorado Credit Union lend?
Colorado Credit Union decided applications in 15 of the states Fat Boy Data covers, most of them in Colorado, Florida and Illinois.
Can I apply to Colorado Credit Union directly?
Yes. Colorado Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Colorado Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Colorado Credit Union treats applications, then get a rate quote from the lender.