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refinance lenders · HMDA 2023–2025

Refinance lenders in Adams County, Colorado

Fat Boy Data analyzed mortgage refinance activity in Adams County, Colorado, home to Thornton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,019 applications were decided by 294 lenders between 2023 and 2025.

Adams County at a glance

294Active lenders47 with 20+ decisions
68.0%Market approval rate3,412 of 5,019 decided
$435KTypical loanmedian lender, $10K brackets
92%Borrower take-up3,123 loans funded

How Adams County compares

Approval rate compared
Adams County68.0%Colorado78.0%All 616 counties76.5%
Typical loan compared
Adams County$435KColorado$435KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Adams County, CO, 198 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 93% of 172.

Lenders approved 68.0% of mortgage refinance applications in Adams County, CO, 10.1 percentage points below the Colorado rate of 78.0%.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 12% approved of 467One lender: 21% approved of 62Discover Bank: 28% approved of 201One lender: 34% approved of 53One lender: 42% approved of 33One lender: 44% approved of 36One lender: 47% approved of 34One lender: 53% approved of 79One lender: 53% approved of 30One lender: 54% approved of 163One lender: 59% approved of 81One lender: 59% approved of 32One lender: 64% approved of 25One lender: 65% approved of 23One lender: 66% approved of 29One lender: 67% approved of 30One lender: 69% approved of 32One lender: 69% approved of 71One lender: 70% approved of 53One lender: 70% approved of 20One lender: 70% approved of 27One lender: 71% approved of 136Wings Credit Union: 72% approved of 218Rocket Mortgage, LLC: 78% approved of 276One lender: 78% approved of 32One lender: 79% approved of 24One lender: 79% approved of 53One lender: 80% approved of 20One lender: 82% approved of 33One lender: 82% approved of 28One lender: 83% approved of 23One lender: 83% approved of 29One lender: 84% approved of 32United Wholesale Mortgage, LLC: 84% approved of 744One lender: 85% approved of 26One lender: 86% approved of 59One lender: 86% approved of 37One lender: 87% approved of 89One lender: 87% approved of 30One lender: 88% approved of 56One lender: 88% approved of 43One lender: 89% approved of 45One lender: 90% approved of 51One lender: 91% approved of 89One lender: 91% approved of 23One lender: 92% approved of 71One lender: 93% approved of 172

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Adams County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%628 / 74496%$475K600
2American Financing Corporation12%55 / 46771%$385K39
3Rocket Mortgage, LLC78%214 / 27693%$435K198
4Wings Credit Union72%158 / 21887%$105K137
5Discover Bank28%56 / 201100%$105K56

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 289 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Adams County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Adams County

Freedom Mortgage CorporationLakeview Loan Servicing, LLCFirstBankCanvas Credit UnionPennymac Loan Services, LLCNewrez LLCPNC Bank, National AssociationCredit Union of DenverVillage Capital & Investment LLCBellcoMutual of Omaha Mortgage, Inc.Finance of America Reverse LLCU.S. Bank National AssociationMortgage Research Center, LLCZions Bancorporation, N.A.Cmg Mortgage, Inc.Crosscountry Mortgage, LLCGuild Mortgage Company LLCNationstar Mortgage LLCSpring Eq, LLCBank of America, National AssociationJPMorgan Chase Bank, National AssociationThird Federal Savings And Loan Association Of ClevelandSooper Cu Dba Climb CuWesterra Credit UnionKeyBank National AssociationFirst National Bank of OmahaLoandepot.Com, LLCFairway Independent Mortgage CorporationThe Huntington National Bank

Other lending data for Adams County

Mortgage lenders in Adams CountyHome improvement loans in Adams CountyCash-out refinance in Adams CountyInvestment property purchase in Adams CountyInvestment cash-out refinance in Adams CountyInvestment refinance in Adams CountyInvestment home improvement in Adams County

Nearby markets

All lending in Adams CountyCounty overviewRefinance across ColoradoStatewideArapahoe CountyNearby countyDenver CountyNearby countyJefferson CountyNearby county