Communication Federal Credit Union mortgage approval rate & lending review
Communication Federal Credit Union decided 1,258 mortgage applications and funded 871 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Communication Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Communication Federal Credit Union at a glance
Approval is 17.3 points above the 71.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 288 / 302 | 77% | $205K | 223 |
| Home improvement loans | 85% | 530 / 623 | 79% | $55K | 421 |
| Cash-out refinance | 87% | 175 / 201 | 78% | $85K | 136 |
| Investment property purchase | 94% | 78 / 83 | 82% | $105K | 64 |
Communication Federal Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Communication Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma County, OK | Home improvement loans | 85% | 227 | 148 |
| Tulsa County, OK | Home improvement loans | 85% | 165 | 111 |
| Oklahoma County, OK | Mortgage lenders | 95% | 149 | 108 |
| Canadian County, OK | Home improvement loans | 86% | 87 | 65 |
| Cleveland County, OK | Home improvement loans | 88% | 81 | 60 |
| Oklahoma County, OK | Cash-out refinance | 90% | 70 | 48 |
| Tulsa County, OK | Cash-out refinance | 90% | 61 | 46 |
| Canadian County, OK | Mortgage lenders | 100% | 44 | 39 |
| Cleveland County, OK | Mortgage lenders | 96% | 45 | 32 |
| Oklahoma County, OK | Investment property purchase | 92% | 39 | 30 |
| Shawnee County, KS | Home improvement loans | 93% | 29 | 20 |
| Canadian County, OK | Cash-out refinance | 75% | 32 | 19 |
The county markets where Communication Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Communication Federal Credit Union
What is Communication Federal Credit Union's mortgage approval rate?
Communication Federal Credit Union approved 88.5% of the 1,258 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.3 points above the 71.2% national rate for the same mix of loan types.
How often do borrowers take the loan Communication Federal Credit Union offers?
Borrowers accepted 78% of the loans Communication Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Communication Federal Credit Union make?
The typical home improvement loan loan Communication Federal Credit Union made was $55K; across all loan types its typical loan ran from $55K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Communication Federal Credit Union lend?
Communication Federal Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Oklahoma and Kansas.
Can I apply to Communication Federal Credit Union directly?
Yes. Communication Federal Credit Union is a bank or credit union with 25 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Communication Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Communication Federal Credit Union treats applications, then get a rate quote from the lender.