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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Cleveland County, Oklahoma

Fat Boy Data analyzed home improvement loan activity in Cleveland County, Oklahoma, home to Norman, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,902 applications were decided by 80 lenders between 2023 and 2025.

Cleveland County at a glance

80Active lenders17 with 20+ decisions
67.0%Market approval rate1,274 of 1,902 decided
$55KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,149 loans funded

How Cleveland County compares

Approval rate compared
Cleveland County67.0%Oklahoma67.1%All 616 counties62.7%
Typical loan compared
Cleveland County$55KOklahoma$55KAll 616 counties$75K

What the data shows

Tinker Federal Credit Union made the most home improvement loans in Cleveland County, OK, 251 of them.

WEOKIE Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 88% of 99.

Only 1 lender here typically writes at or below $35K: First Fidelity Bank.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%One lender: 24% approved of 63One lender: 30% approved of 88One lender: 33% approved of 86One lender: 45% approved of 38One lender: 49% approved of 71One lender: 58% approved of 36One lender: 60% approved of 65BOKF, National Association: 64% approved of 192Arvest Bank: 65% approved of 110One lender: 71% approved of 49Tinker Federal Credit Union: 76% approved of 376One lender: 80% approved of 70BancFirst: 83% approved of 120One lender: 83% approved of 72One lender: 88% approved of 81WEOKIE Federal Credit Union: 88% approved of 99One lender: 100% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Cleveland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Tinker Federal Credit Union76%286 / 37688%$55K251
2BOKF, National Association64%122 / 19296%$55K117
3BancFirst83%100 / 12091%$45K91
4Arvest Bank65%71 / 11096%$65K68
5WEOKIE Federal Credit Union88%87 / 99100%$55K87

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 75 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Cleveland County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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