Contour Mortgage Corporation mortgage approval rate & lending review
Contour Mortgage Corporation decided 8,969 mortgage applications and funded 8,301 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Contour Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to contourmortgage.com.
Contour Mortgage Corporation at a glance
Approval is 9.9 points above the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 6,989 / 7,319 | 97% | $495K | 6,790 |
| Cash-out refinance | 96% | 689 / 714 | 96% | $385K | 659 |
| Refinance | 99% | 159 / 161 | 96% | $435K | 152 |
| Investment property purchase | 93% | 533 / 575 | 97% | $385K | 517 |
| Investment cash-out refinance | 98% | 166 / 169 | 94% | $425K | 156 |
| Investment refinance | 94% | 29 / 31 | 93% | $365K | 27 |
Contour Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 96% | $495K | 6,161 | 5,709 |
| Pennsylvania | 97% | $245K | 636 | 610 |
| Florida | 93% | $285K | 501 | 453 |
| New Jersey | 94% | $525K | 478 | 434 |
| Michigan | 96% | $175K | 205 | 192 |
| Maryland | 90% | $295K | 114 | 102 |
| Alabama | 96% | $285K | 112 | 106 |
| Connecticut | 90% | $405K | 104 | 92 |
| South Carolina | 97% | $265K | 99 | 88 |
| Texas | 97% | $325K | 96 | 87 |
| North Carolina | 99% | $325K | 86 | 84 |
| Georgia | 97% | $265K | 75 | 71 |
| Virginia | 92% | $365K | 50 | 46 |
| California | 93% | $335K | 29 | 23 |
| Massachusetts | 93% | $365K | 27 | 25 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Contour Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Suffolk County, NY | Mortgage lenders | 97% | 2,561 | 2,435 |
| Nassau County, NY | Mortgage lenders | 97% | 1,262 | 1,177 |
| Queens County, NY | Mortgage lenders | 92% | 449 | 392 |
| Kings County, NY | Mortgage lenders | 96% | 316 | 294 |
| Berks County, PA | Mortgage lenders | 98% | 200 | 195 |
| Richmond County, NY | Mortgage lenders | 99% | 177 | 173 |
| Suffolk County, NY | Cash-out refinance | 99% | 156 | 148 |
| Westchester County, NY | Mortgage lenders | 90% | 163 | 140 |
| Bronx County, NY | Mortgage lenders | 89% | 117 | 102 |
| Suffolk County, NY | Investment property purchase | 92% | 99 | 88 |
| Indian River County, FL | Mortgage lenders | 97% | 89 | 85 |
| Nassau County, NY | Cash-out refinance | 94% | 90 | 80 |
The county markets where Contour Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Contour Mortgage Corporation
What is Contour Mortgage Corporation's mortgage approval rate?
Contour Mortgage Corporation approved 95.5% of the 8,969 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan Contour Mortgage Corporation offers?
Borrowers accepted 97% of the loans Contour Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Contour Mortgage Corporation make?
The typical home purchase mortgage loan Contour Mortgage Corporation made was $495K; across all loan types its typical loan ran from $365K to $495K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Contour Mortgage Corporation lend?
Contour Mortgage Corporation decided applications in 37 of the states Fat Boy Data covers, most of them in New York, Pennsylvania and Florida.
Can I apply to Contour Mortgage Corporation directly?
Yes. Contour Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is contourmortgage.com.
Does this page show Contour Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Contour Mortgage Corporation treats applications, then get a rate quote from the lender.