CoreFirst Bank & Trust mortgage approval rate & lending review
CoreFirst Bank & Trust decided 975 mortgage applications and funded 763 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions CoreFirst Bank & Trust reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
CoreFirst Bank & Trust at a glance
Approval is 14.8 points above the 74.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 174 / 176 | 82% | $175K | 142 |
| Home improvement loans | 84% | 253 / 300 | 87% | $45K | 220 |
| Cash-out refinance | 81% | 179 / 221 | 90% | $75K | 161 |
| Investment property purchase | 100% | 203 / 203 | 94% | $135K | 191 |
CoreFirst Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 87% | $75K | 822 | 624 |
| Missouri | 99% | $135K | 123 | 114 |
| Colorado | 92% | $155K | 26 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where CoreFirst Bank & Trust lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Shawnee County, KS | Home improvement loans | 84% | 262 | 189 |
| Shawnee County, KS | Cash-out refinance | 82% | 201 | 146 |
| Shawnee County, KS | Mortgage lenders | 98% | 131 | 111 |
| Jackson County, MO | Investment property purchase | 100% | 77 | 76 |
| Shawnee County, KS | Investment property purchase | 100% | 62 | 53 |
| Johnson County, KS | Investment property purchase | 100% | 24 | 24 |
| Wyandotte County, KS | Investment property purchase | 100% | 20 | 19 |
The county markets where CoreFirst Bank & Trust made the most loans. Each link opens that market with every lender ranked.
Questions about CoreFirst Bank & Trust
What is CoreFirst Bank & Trust's mortgage approval rate?
CoreFirst Bank & Trust approved 89.0% of the 975 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.8 points above the 74.2% national rate for the same mix of loan types.
How often do borrowers take the loan CoreFirst Bank & Trust offers?
Borrowers accepted 88% of the loans CoreFirst Bank & Trust approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does CoreFirst Bank & Trust make?
The typical home improvement loan loan CoreFirst Bank & Trust made was $45K; across all loan types its typical loan ran from $45K to $175K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does CoreFirst Bank & Trust lend?
CoreFirst Bank & Trust decided applications in 6 of the states Fat Boy Data covers, most of them in Kansas, Missouri and Colorado.
Can I apply to CoreFirst Bank & Trust directly?
Yes. CoreFirst Bank & Trust is a bank or credit union with 12 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show CoreFirst Bank & Trust's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how CoreFirst Bank & Trust treats applications, then get a rate quote from the lender.