Cornhusker Bank mortgage approval rate & lending review
Cornhusker Bank decided 952 mortgage applications and funded 894 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Cornhusker Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Cornhusker Bank at a glance
Approval is 15.9 points above the 80.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 419 / 427 | 98% | $295K | 412 |
| Home improvement loans | 89% | 114 / 128 | 94% | $35K | 107 |
| Refinance | 96% | 160 / 167 | 98% | $185K | 156 |
| Investment property purchase | 99% | 120 / 121 | 96% | $185K | 115 |
| Investment refinance | 100% | 71 / 71 | 100% | $125K | 71 |
Cornhusker Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 96% | $185K | 927 | 869 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Cornhusker Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lancaster County, NE | Mortgage lenders | 98% | 371 | 357 |
| Lancaster County, NE | Refinance | 95% | 150 | 140 |
| Lancaster County, NE | Investment property purchase | 99% | 95 | 90 |
| Lancaster County, NE | Home improvement loans | 88% | 92 | 77 |
| Lancaster County, NE | Investment refinance | 100% | 56 | 56 |
| Douglas County, NE | Home improvement loans | 100% | 21 | 19 |
| Lancaster County, NE | Cash-out refinance | 81% | 21 | 16 |
The county markets where Cornhusker Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Cornhusker Bank
What is Cornhusker Bank's mortgage approval rate?
Cornhusker Bank approved 96.4% of the 952 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.9 points above the 80.5% national rate for the same mix of loan types.
How often do borrowers take the loan Cornhusker Bank offers?
Borrowers accepted 97% of the loans Cornhusker Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Cornhusker Bank make?
The typical home purchase mortgage loan Cornhusker Bank made was $295K; across all loan types its typical loan ran from $35K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Cornhusker Bank lend?
Cornhusker Bank decided applications in 11 of the states Fat Boy Data covers, most of them in Nebraska, Arizona and Florida.
Can I apply to Cornhusker Bank directly?
Yes. Cornhusker Bank is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Cornhusker Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Cornhusker Bank treats applications, then get a rate quote from the lender.