Lender profile · HMDA 2023–2025
Credit Human Federal Credit Union mortgage approval rates & lending data
Credit Human Federal Credit Union decided 31,992 mortgage applications and funded 5,942 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 34% | 10,080 / 29,617 | 49% | $105K | 4,980 |
| Home improvement loans | 70% | 291 / 418 | 97% | $55K | 283 |
| Cash-out refinance | 60% | 203 / 339 | 88% | $95K | 178 |
| Refinance | 53% | 248 / 467 | 55% | $85K | 136 |
| Investment property purchase | 53% | 608 / 1,141 | 60% | $105K | 363 |
Credit Human Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 24% | $135K | 6,191 | 918 |
| California | 53% | $135K | 4,711 | 1,256 |
| Florida | 36% | $75K | 2,522 | 437 |
| Arizona | 56% | $75K | 1,863 | 674 |
| Louisiana | 26% | $165K | 1,827 | 326 |
| Pennsylvania | 55% | $75K | 1,537 | 333 |
| Washington | 56% | $125K | 1,406 | 421 |
| New York | 47% | $95K | 1,356 | 242 |
| Oregon | 50% | $105K | 1,308 | 313 |
| South Carolina | 20% | $135K | 891 | 90 |
| Arkansas | 11% | $75K | 819 | 27 |
| Colorado | 18% | $85K | 662 | 50 |
| Michigan | 27% | $65K | 606 | 60 |
| Nevada | 22% | $65K | 583 | 69 |
| Ohio | 29% | $75K | 480 | 66 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.