Lender profile · HMDA 2023–2025
Datcu mortgage approval rates & lending data
Datcu decided 1,487 mortgage applications and funded 980 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 166 / 211 | 100% | $315K | 166 |
| Cash-out refinance | 73% | 686 / 946 | 100% | $75K | 686 |
| Refinance | 38% | 121 / 318 | 100% | $105K | 121 |
Datcu lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 66% | $75K | 1,487 | 980 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.