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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Denton County, Texas

Fat Boy Data analyzed cash-out refinance activity in Denton County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,559 applications were decided by 346 lenders between 2023 and 2025.

Denton County at a glance

346Active lenders54 with 20+ decisions
70.4%Market approval rate6,731 of 9,559 decided
$235KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,327 loans funded

How Denton County compares

Approval rate compared
Denton County70.4%Texas66.8%All 616 counties68.2%
Typical loan compared
Denton County$235KTexas$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Denton County, TX, 1,201 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 98% of 47.

The typical cash-out refinance here is $235K, 27% larger than the Texas typical of $185K.

Approval rate of all 54 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 21One lender: 19% approved of 149One lender: 28% approved of 29One lender: 29% approved of 132One lender: 29% approved of 268One lender: 31% approved of 74One lender: 39% approved of 49One lender: 39% approved of 248One lender: 43% approved of 44One lender: 45% approved of 308One lender: 47% approved of 165One lender: 50% approved of 40One lender: 50% approved of 20One lender: 51% approved of 68One lender: 60% approved of 20One lender: 60% approved of 193One lender: 60% approved of 53One lender: 63% approved of 27One lender: 65% approved of 20One lender: 68% approved of 44One lender: 69% approved of 80One lender: 70% approved of 20One lender: 70% approved of 151One lender: 71% approved of 31Credit Union of Texas: 72% approved of 1,332One lender: 74% approved of 244One lender: 74% approved of 43One lender: 75% approved of 55One lender: 75% approved of 59Datcu: 75% approved of 781One lender: 75% approved of 20One lender: 76% approved of 21One lender: 77% approved of 31One lender: 78% approved of 54One lender: 78% approved of 92One lender: 79% approved of 48Rocket Mortgage, LLC: 80% approved of 1,558One lender: 81% approved of 31One lender: 81% approved of 57One lender: 81% approved of 21One lender: 82% approved of 185United Wholesale Mortgage, LLC: 82% approved of 343One lender: 83% approved of 30Randolph-Brooks Federal Credit Union: 84% approved of 620One lender: 86% approved of 35One lender: 86% approved of 219One lender: 87% approved of 23One lender: 90% approved of 29One lender: 90% approved of 41One lender: 92% approved of 36One lender: 95% approved of 22One lender: 97% approved of 34One lender: 97% approved of 36One lender: 98% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Denton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,244 / 1,55897%$235K1,201
2Credit Union of Texas72%958 / 1,33292%$105K885
3Datcu75%584 / 781100%$75K584
4Randolph-Brooks Federal Credit Union84%523 / 62087%$105K456
5United Wholesale Mortgage, LLCBroker only82%282 / 34394%$315K266

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 341 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Denton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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