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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in New Castle County, Delaware

Fat Boy Data analyzed cash-out refinance activity in New Castle County, Delaware, home to Wilmington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,517 applications were decided by 223 lenders between 2023 and 2025.

New Castle County at a glance

223Active lenders44 with 20+ decisions
65.2%Market approval rate4,247 of 6,517 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,062 loans funded

How New Castle County compares

Approval rate compared
New Castle County65.2%Delaware65.3%All 616 counties68.2%
Typical loan compared
New Castle County$165KDelaware$165KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in New Castle County, DE, 1,291 of them.

That is 32% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.

Approval rate of all 44 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 70Amerisave Mortgage Corporation: 29% approved of 581One lender: 32% approved of 117One lender: 33% approved of 93One lender: 38% approved of 26One lender: 39% approved of 228One lender: 40% approved of 30One lender: 42% approved of 95One lender: 48% approved of 54Newrez LLC: 49% approved of 340Police & Fire Federal Credit Union: 50% approved of 294One lender: 52% approved of 21One lender: 59% approved of 104One lender: 62% approved of 232One lender: 65% approved of 80One lender: 67% approved of 30One lender: 68% approved of 237One lender: 68% approved of 186One lender: 68% approved of 82One lender: 70% approved of 23One lender: 70% approved of 73One lender: 71% approved of 38One lender: 71% approved of 35One lender: 72% approved of 61One lender: 73% approved of 22One lender: 75% approved of 20One lender: 75% approved of 20One lender: 78% approved of 49One lender: 78% approved of 162One lender: 79% approved of 43One lender: 80% approved of 86One lender: 80% approved of 51One lender: 81% approved of 26Rocket Mortgage, LLC: 81% approved of 1,640United Wholesale Mortgage, LLC: 83% approved of 257One lender: 84% approved of 31One lender: 86% approved of 29One lender: 93% approved of 28One lender: 94% approved of 34One lender: 95% approved of 40One lender: 95% approved of 21One lender: 97% approved of 29One lender: 98% approved of 43One lender: 100% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in New Castle County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%1,333 / 1,64097%$165K1,291
2Amerisave Mortgage Corporation29%168 / 58197%$95K163
3Newrez LLC49%167 / 34098%$105K163
4Police & Fire Federal Credit Union50%146 / 29499%$75K144
5United Wholesale Mortgage, LLCBroker only83%214 / 25795%$255K203

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 218 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in New Castle County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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