Directions Equity, LLC mortgage approval rate & lending review
Directions Equity, LLC decided 3,774 mortgage applications and funded 3,478 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Directions Equity, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to directionshomeloan.com.
Directions Equity, LLC at a glance
Approval is 10.4 points above the 86.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 3,322 / 3,411 | 95% | $285K | 3,152 |
| Cash-out refinance | 93% | 26 / 28 | 96% | $245K | 25 |
| Refinance | 97% | 154 / 159 | 94% | $315K | 144 |
| Investment property purchase | 97% | 148 / 153 | 95% | $235K | 140 |
Directions Equity, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 97% | $285K | 3,559 | 3,280 |
| California | 99% | $385K | 86 | 82 |
| New Mexico | 100% | $345K | 50 | 47 |
| Tennessee | 97% | $225K | 33 | 31 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Directions Equity, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bexar County, TX | Mortgage lenders | 96% | 1,634 | 1,492 |
| Hidalgo County, TX | Mortgage lenders | 98% | 436 | 403 |
| Guadalupe County, TX | Mortgage lenders | 100% | 224 | 219 |
| Midland County, TX | Mortgage lenders | 100% | 177 | 173 |
| Cameron County, TX | Mortgage lenders | 99% | 143 | 139 |
| Comal County, TX | Mortgage lenders | 98% | 117 | 105 |
| Ector County, TX | Mortgage lenders | 100% | 103 | 102 |
| El Paso County, TX | Mortgage lenders | 97% | 104 | 91 |
| Bexar County, TX | Refinance | 94% | 69 | 60 |
| Hidalgo County, TX | Investment property purchase | 98% | 58 | 55 |
| Doña Ana County, NM | Mortgage lenders | 100% | 50 | 47 |
| Stanislaus County, CA | Mortgage lenders | 98% | 46 | 44 |
The county markets where Directions Equity, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Directions Equity, LLC
What is Directions Equity, LLC's mortgage approval rate?
Directions Equity, LLC approved 97.3% of the 3,774 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.4 points above the 86.9% national rate for the same mix of loan types.
How often do borrowers take the loan Directions Equity, LLC offers?
Borrowers accepted 95% of the loans Directions Equity, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Directions Equity, LLC make?
The typical home purchase mortgage loan Directions Equity, LLC made was $285K; across all loan types its typical loan ran from $235K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Directions Equity, LLC lend?
Directions Equity, LLC decided applications in 15 of the states Fat Boy Data covers, most of them in Texas, California and New Mexico.
Can I apply to Directions Equity, LLC directly?
Yes. Directions Equity, LLC reports as a direct lender that takes applications from borrowers. Its website is directionshomeloan.com.
Does this page show Directions Equity, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Directions Equity, LLC treats applications, then get a rate quote from the lender.