Embassy Bank For The Lehigh Valley mortgage approval rate & lending review
Embassy Bank For The Lehigh Valley decided 2,060 mortgage applications and funded 1,684 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Embassy Bank For The Lehigh Valley reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Embassy Bank For The Lehigh Valley at a glance
Approval is 9.7 points above the 74.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 536 / 563 | 96% | $295K | 513 |
| Home improvement loans | 76% | 605 / 796 | 98% | $55K | 592 |
| Refinance | 82% | 402 / 489 | 97% | $125K | 389 |
| Investment property purchase | 100% | 124 / 124 | 97% | $195K | 120 |
| Investment refinance | 85% | 61 / 72 | 98% | $185K | 60 |
Embassy Bank For The Lehigh Valley lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 84% | $125K | 2,058 | 1,682 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Embassy Bank For The Lehigh Valley lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Northampton County, PA | Home improvement loans | 76% | 396 | 294 |
| Lehigh County, PA | Home improvement loans | 76% | 383 | 285 |
| Northampton County, PA | Mortgage lenders | 96% | 290 | 264 |
| Lehigh County, PA | Mortgage lenders | 95% | 241 | 222 |
| Lehigh County, PA | Refinance | 82% | 254 | 200 |
| Northampton County, PA | Refinance | 82% | 226 | 181 |
| Northampton County, PA | Investment property purchase | 100% | 66 | 64 |
| Lehigh County, PA | Investment property purchase | 100% | 55 | 53 |
| Northampton County, PA | Investment refinance | 82% | 34 | 28 |
| Lehigh County, PA | Investment refinance | 85% | 33 | 27 |
The county markets where Embassy Bank For The Lehigh Valley made the most loans. Each link opens that market with every lender ranked.
Questions about Embassy Bank For The Lehigh Valley
What is Embassy Bank For The Lehigh Valley's mortgage approval rate?
Embassy Bank For The Lehigh Valley approved 84.4% of the 2,060 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.7 points above the 74.7% national rate for the same mix of loan types.
How often do borrowers take the loan Embassy Bank For The Lehigh Valley offers?
Borrowers accepted 97% of the loans Embassy Bank For The Lehigh Valley approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Embassy Bank For The Lehigh Valley make?
The typical home improvement loan loan Embassy Bank For The Lehigh Valley made was $55K; across all loan types its typical loan ran from $55K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Embassy Bank For The Lehigh Valley lend?
Embassy Bank For The Lehigh Valley decided applications in 3 of the states Fat Boy Data covers, most of them in Pennsylvania, Florida and New Jersey.
Can I apply to Embassy Bank For The Lehigh Valley directly?
Yes. Embassy Bank For The Lehigh Valley is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Embassy Bank For The Lehigh Valley's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Embassy Bank For The Lehigh Valley treats applications, then get a rate quote from the lender.