refinance lenders · HMDA 2023–2025

Refinance lenders in Northampton County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Northampton County, Pennsylvania, home to Bethlehem, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,836 applications were decided by 192 lenders between 2023 and 2025.

Northampton County at a glance

192Active lenders31 with 20+ decisions
76.3%Market approval rate2,164 of 2,836 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,053 loans funded

How Northampton County compares

Approval rate compared
Northampton County76.3%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Northampton County$105KPennsylvania$115KAll 616 counties$295K

What the data shows

Embassy Bank For The Lehigh Valley made the most mortgage refinances in Northampton County, PA, 181 of them.

Goldtech Fortune Consultancy Limited approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 39% approved of 82One lender: 39% approved of 33One lender: 52% approved of 46One lender: 58% approved of 24One lender: 59% approved of 22Truist Bank: 61% approved of 174One lender: 62% approved of 45One lender: 70% approved of 63One lender: 71% approved of 21One lender: 73% approved of 81One lender: 74% approved of 31One lender: 75% approved of 110One lender: 76% approved of 29One lender: 78% approved of 125Rocket Mortgage, LLC: 78% approved of 153One lender: 79% approved of 33People First Federal Credit Union: 80% approved of 167One lender: 80% approved of 99PNC Bank, National Association: 80% approved of 221One lender: 81% approved of 125Embassy Bank For The Lehigh Valley: 82% approved of 226One lender: 83% approved of 53One lender: 85% approved of 20One lender: 88% approved of 25One lender: 90% approved of 41One lender: 92% approved of 24One lender: 93% approved of 29One lender: 94% approved of 36One lender: 95% approved of 39One lender: 98% approved of 47One lender: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Northampton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Embassy Bank For The Lehigh Valley82%185 / 22698%$105K181
2PNC Bank, National Association80%177 / 22196%$105K170
3Truist Bank61%107 / 17493%$105K99
4People First Federal Credit Union80%133 / 16798%$65K131
5Rocket Mortgage, LLC78%120 / 15390%$285K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 187 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Northampton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Northampton County

Other lending data for Northampton County

Nearby markets