Emet Lending Group, Inc. mortgage approval rate & lending review
Emet Lending Group, Inc. decided 5,250 mortgage applications and funded 4,268 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Emet Lending Group, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Emet Lending Group, Inc. at a glance
Approval is 16.2 points above the 83.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 3,289 / 3,289 | 86% | $655K | 2,832 |
| Cash-out refinance | 100% | 569 / 569 | 72% | $515K | 412 |
| Refinance | 100% | 368 / 368 | 69% | $615K | 254 |
| Investment property purchase | 100% | 667 / 667 | 81% | $455K | 539 |
| Investment cash-out refinance | 100% | 266 / 266 | 68% | $555K | 180 |
| Investment refinance | 100% | 91 / 91 | 56% | $605K | 51 |
Emet Lending Group, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $655K | 3,781 | 3,002 |
| Texas | 100% | $335K | 524 | 438 |
| Virginia | 100% | $495K | 420 | 388 |
| Maryland | 100% | $395K | 237 | 209 |
| Georgia | 100% | $405K | 119 | 109 |
| Florida | 100% | $345K | 48 | 25 |
| Nevada | 100% | $465K | 23 | 16 |
| Washington | 100% | $505K | 20 | 12 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Emet Lending Group, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Mortgage lenders | 100% | 1,217 | 1,017 |
| Orange County, CA | Mortgage lenders | 100% | 387 | 327 |
| San Bernardino County, CA | Mortgage lenders | 100% | 333 | 284 |
| Los Angeles County, CA | Cash-out refinance | 100% | 231 | 160 |
| Fairfax County, VA | Mortgage lenders | 100% | 163 | 153 |
| Los Angeles County, CA | Investment property purchase | 100% | 193 | 150 |
| Los Angeles County, CA | Investment cash-out refinance | 100% | 104 | 72 |
| Orange County, CA | Cash-out refinance | 100% | 81 | 63 |
| Orange County, CA | Investment property purchase | 100% | 70 | 60 |
| San Bernardino County, CA | Investment property purchase | 100% | 54 | 46 |
| Orange County, CA | Refinance | 100% | 58 | 43 |
| San Bernardino County, CA | Refinance | 100% | 41 | 27 |
The county markets where Emet Lending Group, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Emet Lending Group, Inc.
What is Emet Lending Group, Inc.'s mortgage approval rate?
Emet Lending Group, Inc. approved 100.0% of the 5,250 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.2 points above the 83.8% national rate for the same mix of loan types.
How often do borrowers take the loan Emet Lending Group, Inc. offers?
Borrowers accepted 81% of the loans Emet Lending Group, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Emet Lending Group, Inc. make?
The typical home purchase mortgage loan Emet Lending Group, Inc. made was $655K; across all loan types its typical loan ran from $455K to $655K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Emet Lending Group, Inc. lend?
Emet Lending Group, Inc. decided applications in 16 of the states Fat Boy Data covers, most of them in California, Texas and Virginia.
Can I apply to Emet Lending Group, Inc. directly?
Yes. Emet Lending Group, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Emet Lending Group, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Emet Lending Group, Inc. treats applications, then get a rate quote from the lender.