Lender profile · HMDA 2023–2025
Emet Lending Group, Inc. mortgage approval rates & lending data
Emet Lending Group, Inc. decided 5,250 mortgage applications and funded 4,268 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 3,289 / 3,289 | 86% | $655K | 2,832 |
| Cash-out refinance | 100% | 569 / 569 | 72% | $515K | 412 |
| Refinance | 100% | 368 / 368 | 69% | $615K | 254 |
| Investment property purchase | 100% | 667 / 667 | 81% | $455K | 539 |
| Investment cash-out refinance | 100% | 266 / 266 | 68% | $555K | 180 |
| Investment refinance | 100% | 91 / 91 | 56% | $605K | 51 |
Emet Lending Group, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $655K | 3,781 | 3,002 |
| Texas | 100% | $335K | 524 | 438 |
| Virginia | 100% | $495K | 420 | 388 |
| Maryland | 100% | $395K | 237 | 209 |
| Georgia | 100% | $405K | 119 | 109 |
| Florida | 100% | $345K | 48 | 25 |
| Nevada | 100% | $465K | 23 | 16 |
| Washington | 100% | $505K | 20 | 12 |
| North Carolina | 100% | $345K | 16 | 16 |
| Arizona | 100% | $225K | 14 | 12 |
| Colorado | 100% | $505K | 13 | 12 |
| District of Columbia | 100% | $385K | 10 | 7 |
| South Carolina | 100% | $295K | 7 | 7 |
| Alabama | 100% | $225K | 6 | 5 |
| New Jersey | 100% | $255K | 6 | 5 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.