refinance lenders · HMDA 2023–2025

Refinance lenders in San Bernardino County, California

Fat Boy Data analyzed mortgage refinance activity in San Bernardino County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,463 applications were decided by 398 lenders between 2023 and 2025.

San Bernardino County at a glance

398Active lenders95 with 20+ decisions
73.0%Market approval rate9,094 of 12,463 decided
$435KTypical loanmedian lender, $10K brackets
88%Borrower take-up8,042 loans funded

How San Bernardino County compares

Approval rate compared
San Bernardino County73.0%California76.7%All 616 counties76.5%
Typical loan compared
San Bernardino County$435KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in San Bernardino County, CA, 571 of them.

Nmsi, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 44.

The typical mortgage refinance here is $435K, 34% smaller than the California typical of $655K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 2% approved of 45One lender: 6% approved of 47One lender: 30% approved of 361One lender: 37% approved of 191One lender: 39% approved of 106One lender: 40% approved of 42One lender: 43% approved of 56One lender: 45% approved of 47One lender: 45% approved of 49Lakeview Loan Servicing, LLC: 46% approved of 487One lender: 52% approved of 58One lender: 52% approved of 130One lender: 52% approved of 40One lender: 53% approved of 78One lender: 53% approved of 167Bank of America, National Association: 56% approved of 572One lender: 63% approved of 195One lender: 64% approved of 91One lender: 68% approved of 77One lender: 68% approved of 91One lender: 69% approved of 87One lender: 71% approved of 78Rocket Mortgage, LLC: 71% approved of 866One lender: 74% approved of 42One lender: 74% approved of 65One lender: 75% approved of 63One lender: 75% approved of 260One lender: 76% approved of 49One lender: 76% approved of 116One lender: 76% approved of 50One lender: 77% approved of 82United Wholesale Mortgage, LLC: 77% approved of 2,144One lender: 79% approved of 112One lender: 80% approved of 247One lender: 82% approved of 66One lender: 82% approved of 122One lender: 82% approved of 123One lender: 82% approved of 171One lender: 85% approved of 60One lender: 86% approved of 175One lender: 86% approved of 58One lender: 86% approved of 59One lender: 88% approved of 90One lender: 88% approved of 225One lender: 88% approved of 85One lender: 89% approved of 37One lender: 89% approved of 38One lender: 90% approved of 42One lender: 91% approved of 403One lender: 91% approved of 77Freedom Mortgage Corporation: 91% approved of 442One lender: 93% approved of 279One lender: 95% approved of 44One lender: 96% approved of 83One lender: 97% approved of 59One lender: 98% approved of 42One lender: 98% approved of 47One lender: 100% approved of 76One lender: 100% approved of 44One lender: 100% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in San Bernardino County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only77%1,653 / 2,14496%$485K1,586
2Rocket Mortgage, LLC71%615 / 86693%$425K571
3Bank of America, National Association56%321 / 57297%$155K311
4Lakeview Loan Servicing, LLC46%224 / 48725%$415K57
5Freedom Mortgage Corporation91%404 / 44276%$445K308

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 393 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in San Bernardino County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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