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refinance lenders · HMDA 2023–2025

Refinance lenders in San Bernardino County, California

Fat Boy Data analyzed mortgage refinance activity in San Bernardino County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,463 applications were decided by 398 lenders between 2023 and 2025.

San Bernardino County at a glance

398Active lenders95 with 20+ decisions
73.0%Market approval rate9,094 of 12,463 decided
$435KTypical loanmedian lender, $10K brackets
88%Borrower take-up8,042 loans funded

How San Bernardino County compares

Approval rate compared
San Bernardino County73.0%California76.7%All 616 counties76.5%
Typical loan compared
San Bernardino County$435KCalifornia$655KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in San Bernardino County, CA, 571 of them.

Nmsi, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 44.

The typical mortgage refinance here is $435K, 34% smaller than the California typical of $655K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 2% approved of 45Amerisave Mortgage Corporation: 6% approved of 47Discover Bank: 30% approved of 361Spring Eq, LLC: 37% approved of 191Carrington Mortgage Services, LLC: 39% approved of 106Hometown Equity Mortgage, LLC: 40% approved of 42Navy Federal Credit Union: 43% approved of 56Pentagon Federal Credit Union: 45% approved of 47Comerica Bank: 45% approved of 49Lakeview Loan Servicing, LLC: 46% approved of 487PNC Bank, National Association: 52% approved of 58Mortgage Research Center, LLC: 52% approved of 130Kind Lending, LLC: 52% approved of 40Ony Glo, Inc.: 53% approved of 78Third Federal Savings And Loan Association Of Cleveland: 53% approved of 167Bank of America, National Association: 56% approved of 572Newrez LLC: 63% approved of 195Wells Fargo Bank, National Association: 64% approved of 91Homebridge Financial Services, Inc.: 68% approved of 77Onity Mortgage Corporation: 68% approved of 91Flagstar Bank, National Association: 69% approved of 87Schoolsfirst: 71% approved of 78Rocket Mortgage, LLC: 71% approved of 866Frontwave Credit Union: 74% approved of 42Zions Bancorporation, N.A.: 74% approved of 65Kinecta: 75% approved of 63Pennymac Loan Services, LLC: 75% approved of 260Alliant Credit Union: 76% approved of 49Loandepot.Com, LLC: 76% approved of 116LoanUnited.com, LLC: 76% approved of 50New American Funding, LLC: 77% approved of 82United Wholesale Mortgage, LLC: 77% approved of 2,144Nationstar Mortgage LLC: 79% approved of 112U.S. Bank National Association: 80% approved of 247The Loan Store, Inc.: 82% approved of 66Longbridge Financial, LLC: 82% approved of 122JPMorgan Chase Bank, National Association: 82% approved of 123Mutual of Omaha Mortgage, Inc.: 82% approved of 171Ladera Lending, Inc.: 85% approved of 60Planet Home Lending, LLC: 86% approved of 175Guaranteed Rate, Inc.: 86% approved of 58Traditional Mortgage Acceptance Corporation: 86% approved of 59Sun West Mortgage Company, Inc.: 88% approved of 90Finance of America Reverse LLC: 88% approved of 225Crosscountry Mortgage, LLC: 88% approved of 85Amwest Funding Corp.: 89% approved of 37Lendage, LLC: 89% approved of 38East West Bank: 90% approved of 42Village Capital & Investment LLC: 91% approved of 403Cmg Mortgage, Inc.: 91% approved of 77Freedom Mortgage Corporation: 91% approved of 442Ocmbc, Inc.: 93% approved of 279New Wave Lending Group Inc: 95% approved of 44ML Mortgage Corp.: 96% approved of 83Paramount Residential Mortgage Group, Inc.: 97% approved of 59Aaa Capital Investment, Inc.: 98% approved of 42Hightechlending Inc: 98% approved of 47Royal Pacific Funding Corp.: 100% approved of 76Nmsi, Inc.: 100% approved of 44Emet Lending Group, Inc.: 100% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in San Bernardino County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only77%1,653 / 2,14496%$485K1,586
2Rocket Mortgage, LLC71%615 / 86693%$425K571
3Bank of America, National Association56%321 / 57297%$155K311
4Lakeview Loan Servicing, LLC46%224 / 48725%$415K57
5Freedom Mortgage Corporation91%404 / 44276%$445K308

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 393 more lenders.

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Other lending data for San Bernardino County

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Nearby markets

All lending in San Bernardino CountyCounty overviewRefinance across CaliforniaStatewideKern CountyNearby countyLos Angeles CountyNearby county