Lender profile · HMDA 2023–2025
Mainstreet Federal Credit Union mortgage approval rates & lending data
Mainstreet Federal Credit Union decided 1,206 mortgage applications and funded 799 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 180 / 182 | 89% | $275K | 160 |
| Home improvement loans | 76% | 547 / 720 | 79% | $55K | 434 |
| Cash-out refinance | 80% | 53 / 66 | 92% | $185K | 49 |
| Refinance | 82% | 166 / 203 | 77% | $65K | 127 |
Mainstreet Federal Credit Union lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.