Filo Mortgage, L.L.C. mortgage approval rate & lending review
Filo Mortgage, L.L.C. decided 6,169 mortgage applications and funded 4,996 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Filo Mortgage, L.L.C. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to filomortgage.com.
Filo Mortgage, L.L.C. at a glance
Approval is 9.8 points above the 82.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 3,511 / 3,731 | 89% | $395K | 3,142 |
| Cash-out refinance | 87% | 953 / 1,095 | 83% | $265K | 787 |
| Refinance | 92% | 660 / 715 | 86% | $435K | 566 |
| Investment property purchase | 94% | 356 / 377 | 92% | $285K | 327 |
| Investment cash-out refinance | 75% | 81 / 108 | 77% | $255K | 62 |
| Investment refinance | 86% | 105 / 122 | 91% | $265K | 96 |
Filo Mortgage, L.L.C. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 90% | $425K | 1,105 | 890 |
| Texas | 91% | $365K | 719 | 572 |
| Pennsylvania | 95% | $395K | 669 | 589 |
| California | 90% | $585K | 463 | 347 |
| Georgia | 92% | $425K | 344 | 265 |
| North Carolina | 95% | $365K | 311 | 260 |
| Illinois | 90% | $355K | 220 | 176 |
| Arizona | 94% | $425K | 216 | 181 |
| Washington | 95% | $615K | 207 | 173 |
| Alabama | 97% | $325K | 203 | 183 |
| Virginia | 94% | $535K | 203 | 166 |
| New Jersey | 92% | $395K | 202 | 158 |
| Ohio | 92% | $215K | 173 | 143 |
| Michigan | 95% | $235K | 171 | 143 |
| Tennessee | 95% | $405K | 156 | 124 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Filo Mortgage, L.L.C. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Chester County, PA | Mortgage lenders | 99% | 85 | 83 |
| Lee County, AL | Mortgage lenders | 98% | 85 | 77 |
| Delaware County, PA | Mortgage lenders | 94% | 68 | 61 |
The county markets where Filo Mortgage, L.L.C. made the most loans. Each link opens that market with every lender ranked.
Questions about Filo Mortgage, L.L.C.
What is Filo Mortgage, L.L.C.'s mortgage approval rate?
Filo Mortgage, L.L.C. approved 92.1% of the 6,169 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.8 points above the 82.3% national rate for the same mix of loan types.
How often do borrowers take the loan Filo Mortgage, L.L.C. offers?
Borrowers accepted 88% of the loans Filo Mortgage, L.L.C. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Filo Mortgage, L.L.C. make?
The typical home purchase mortgage loan Filo Mortgage, L.L.C. made was $395K; across all loan types its typical loan ran from $255K to $435K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Filo Mortgage, L.L.C. lend?
Filo Mortgage, L.L.C. decided applications in 31 of the states Fat Boy Data covers, most of them in Florida, Texas and Pennsylvania.
Can I apply to Filo Mortgage, L.L.C. directly?
Yes. Filo Mortgage, L.L.C. reports as a direct lender that takes applications from borrowers. Its website is filomortgage.com.
Does this page show Filo Mortgage, L.L.C.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Filo Mortgage, L.L.C. treats applications, then get a rate quote from the lender.