Lender profile · HMDA 2023–2025
First Community (Missouri) mortgage approval rates & lending data
First Community (Missouri) decided 5,095 mortgage applications and funded 3,266 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 76% | 1,219 / 1,613 | 89% | $225K | 1,086 |
| Home improvement loans | 69% | 2,039 / 2,960 | 92% | $65K | 1,883 |
| Cash-out refinance | 67% | 248 / 369 | 81% | $245K | 200 |
| Refinance | 79% | 86 / 109 | 83% | $235K | 71 |
| Investment property purchase | 69% | 25 / 36 | 88% | $275K | 22 |
First Community (Missouri) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 72% | $65K | 4,584 | 3,004 |
| Illinois | 58% | $105K | 455 | 230 |
| Florida | 78% | $365K | 23 | 17 |
| North Carolina | 60% | $655K | 15 | 7 |
| Arkansas | 50% | $575K | 4 | 1 |
| Tennessee | 75% | $185K | 4 | 2 |
| South Carolina | 67% | $445K | 3 | 1 |
| Alabama | 100% | $165K | 2 | 2 |
| Colorado | 100% | $245K | 2 | 1 |
| Kansas | 100% | $15K | 1 | 1 |
| Nevada | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.