Cash-out refinance lenders in St. Charles County, Missouri
Fat Boy Data analyzed cash-out refinance activity in St. Charles County, Missouri, home to O'Fallon, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,827 applications were decided by 200 lenders between 2023 and 2025.
St. Charles County at a glance
How St. Charles County compares
What the data shows
Rocket Mortgage, LLC made the most cash-out refinances in St. Charles County, MO, 740 of them.
Flat Branch Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 63.
Lenders approved 76.9% of cash-out refinance applications in St. Charles County, MO, 6.3 percentage points above the Missouri rate of 70.6%.
The typical cash-out refinance here is $205K, 32% larger than the Missouri typical of $155K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Cash-out refinance lenders in St. Charles County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Rocket Mortgage, LLC | 84% | 762 / 902 | 97% | $155K | 740 |
| 2 | Amerisave Mortgage Corporation | 37% | 106 / 287 | 97% | $105K | 103 |
| 3 | United Wholesale Mortgage, LLCBroker only | 88% | 193 / 219 | 99% | $255K | 192 |
| 4 | Newrez LLC | 65% | 123 / 190 | 98% | $105K | 121 |
| 5 | Freedom Mortgage Corporation | 78% | 144 / 184 | 96% | $245K | 138 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 195 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest cash-out refinance lenders in St. Charles County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.