First Federal Savings And Loan Association Of Lakewood mortgage approval rate & lending review
First Federal Savings And Loan Association Of Lakewood decided 3,486 mortgage applications and funded 3,220 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Federal Savings And Loan Association Of Lakewood reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Federal Savings And Loan Association Of Lakewood at a glance
Approval is 11.4 points above the 81.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,175 / 2,240 | 100% | $245K | 2,165 |
| Home improvement loans | 79% | 347 / 441 | 97% | $85K | 335 |
| Cash-out refinance | 88% | 289 / 327 | 98% | $155K | 283 |
| Refinance | 89% | 111 / 125 | 99% | $195K | 110 |
| Investment property purchase | 95% | 270 / 285 | 98% | $115K | 264 |
| Investment cash-out refinance | 91% | 41 / 45 | 100% | $165K | 41 |
First Federal Savings And Loan Association Of Lakewood lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 93% | $245K | 3,261 | 3,009 |
| Michigan | 97% | $55K | 60 | 54 |
| Florida | 97% | $635K | 34 | 33 |
| Illinois | 93% | $455K | 30 | 28 |
| North Carolina | 93% | $345K | 28 | 26 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Federal Savings And Loan Association Of Lakewood lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cuyahoga County, OH | Mortgage lenders | 96% | 1,033 | 993 |
| Cuyahoga County, OH | Home improvement loans | 78% | 251 | 189 |
| Summit County, OH | Mortgage lenders | 98% | 192 | 187 |
| Lorain County, OH | Mortgage lenders | 95% | 188 | 177 |
| Lake County, OH | Mortgage lenders | 98% | 167 | 164 |
| Cuyahoga County, OH | Cash-out refinance | 89% | 158 | 138 |
| Cuyahoga County, OH | Investment property purchase | 93% | 135 | 124 |
| Medina County, OH | Mortgage lenders | 98% | 106 | 104 |
| Lucas County, OH | Mortgage lenders | 97% | 70 | 67 |
| Lorain County, OH | Home improvement loans | 77% | 64 | 47 |
| Delaware County, OH | Mortgage lenders | 98% | 48 | 46 |
| Cuyahoga County, OH | Refinance | 91% | 47 | 43 |
The county markets where First Federal Savings And Loan Association Of Lakewood made the most loans. Each link opens that market with every lender ranked.
Questions about First Federal Savings And Loan Association Of Lakewood
What is First Federal Savings And Loan Association Of Lakewood's mortgage approval rate?
First Federal Savings And Loan Association Of Lakewood approved 93.4% of the 3,486 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.4 points above the 81.9% national rate for the same mix of loan types.
How often do borrowers take the loan First Federal Savings And Loan Association Of Lakewood offers?
Borrowers accepted 99% of the loans First Federal Savings And Loan Association Of Lakewood approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Federal Savings And Loan Association Of Lakewood make?
The typical home purchase mortgage loan First Federal Savings And Loan Association Of Lakewood made was $245K; across all loan types its typical loan ran from $85K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Federal Savings And Loan Association Of Lakewood lend?
First Federal Savings And Loan Association Of Lakewood decided applications in 17 of the states Fat Boy Data covers, most of them in Ohio, Michigan and Florida.
Can I apply to First Federal Savings And Loan Association Of Lakewood directly?
Yes. First Federal Savings And Loan Association Of Lakewood is a bank or credit union with 21 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Federal Savings And Loan Association Of Lakewood's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Federal Savings And Loan Association Of Lakewood treats applications, then get a rate quote from the lender.