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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Howard County, Maryland

Fat Boy Data analyzed home purchase mortgage activity in Howard County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,597 applications were decided by 392 lenders between 2023 and 2025.

Howard County at a glance

392Active lenders100 with 20+ decisions
89.9%Market approval rate9,528 of 10,597 decided
$475KTypical loanmedian lender, $10K brackets
97%Borrower take-up9,279 loans funded

How Howard County compares

Approval rate compared
Howard County89.9%Maryland89.2%All 616 counties87.6%
Typical loan compared
Howard County$475KMaryland$405KAll 616 counties$335K

What the data shows

NVR Mortgage Finance, Inc. made the most home purchase mortgages in Howard County, MD, 551 of them.

First Heritage Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 70.

The typical home purchase mortgage here is $475K, 17% larger than the Maryland typical of $405K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 154One lender: 41% approved of 90One lender: 51% approved of 70One lender: 75% approved of 191One lender: 78% approved of 123One lender: 82% approved of 50One lender: 84% approved of 244NVR Mortgage Finance, Inc.: 84% approved of 655One lender: 85% approved of 55One lender: 86% approved of 99One lender: 87% approved of 47One lender: 88% approved of 113Truist Bank: 88% approved of 323One lender: 89% approved of 97One lender: 89% approved of 45One lender: 90% approved of 106Rocket Mortgage, LLC: 90% approved of 500One lender: 90% approved of 210One lender: 90% approved of 60One lender: 91% approved of 149One lender: 91% approved of 129United Wholesale Mortgage, LLC: 92% approved of 507One lender: 92% approved of 50One lender: 93% approved of 123One lender: 93% approved of 170One lender: 93% approved of 46One lender: 94% approved of 124One lender: 94% approved of 106One lender: 95% approved of 92One lender: 95% approved of 78One lender: 95% approved of 82One lender: 95% approved of 43One lender: 96% approved of 67One lender: 96% approved of 148One lender: 96% approved of 252One lender: 96% approved of 158One lender: 96% approved of 80One lender: 96% approved of 108One lender: 96% approved of 278One lender: 96% approved of 167One lender: 96% approved of 85One lender: 96% approved of 142One lender: 96% approved of 57One lender: 97% approved of 104One lender: 97% approved of 106One lender: 97% approved of 72One lender: 97% approved of 115First Home Mortgage Corporation: 97% approved of 434One lender: 98% approved of 126One lender: 98% approved of 42One lender: 98% approved of 181One lender: 98% approved of 46One lender: 98% approved of 52One lender: 98% approved of 52One lender: 99% approved of 67One lender: 99% approved of 90One lender: 100% approved of 70One lender: 100% approved of 54One lender: 100% approved of 45One lender: 100% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Howard County

LenderApprovalApprovedTaken upTypical loanLoans made
1NVR Mortgage Finance, Inc.84%551 / 655100%$595K551
2United Wholesale Mortgage, LLCBroker only92%466 / 50799%$485K463
3Rocket Mortgage, LLC90%449 / 50099%$465K445
4First Home Mortgage Corporation97%423 / 434100%$445K421
5Truist Bank88%285 / 32399%$455K282

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 387 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Howard County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Howard County

Prosperity Home Mortgage, LLCTowneBankNavy Federal Credit UnionFirst National Bank of PennsylvaniaBank of America, National AssociationNfm, Inc.JPMorgan Chase Bank, National AssociationEmbrace Home Loans, Inc.Crosscountry Mortgage, LLC21St Mortgage CorporationFulton Bank, National AssociationFairway Independent Mortgage CorporationPrimary Residential Mortgage, Inc.Pennymac Loan Services, LLCMeridian BankLennar Mortgage, LLCTOWER Federal Credit UnionState Employees Credit Union of Maryland, IncorporatedGuaranteed Rate, Inc.Manufacturers and Traders Trust CompanyGuaranteed Rate Affinity, LLCNewrez LLCSwbc Mortgage CorporationBay Capital Mortgage CorporationBay Equity LLCWells Fargo Bank, National AssociationMortgage Research Center, LLCProvident Funding Associates, L.P.Direct Mortgage Loans, LLCTriad Financial Services, Inc.

Other lending data for Howard County

Home improvement loans in Howard CountyCash-out refinance in Howard CountyRefinance in Howard CountyInvestment property purchase in Howard CountyInvestment cash-out refinance in Howard CountyInvestment refinance in Howard CountyInvestment home improvement in Howard County

Nearby markets

All lending in Howard CountyCounty overviewMortgage lenders across MarylandStatewideAnne Arundel CountyNearby countyBaltimore CountyNearby countyCarroll CountyNearby countyFrederick CountyNearby countyMontgomery CountyNearby county