Home›Maryland›Carroll County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Carroll County, Maryland

Fat Boy Data analyzed home purchase mortgage activity in Carroll County, Maryland, home to Westminster, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,286 applications were decided by 292 lenders between 2023 and 2025.

Carroll County at a glance

292Active lenders61 with 20+ decisions
94.1%Market approval rate4,973 of 5,286 decided
$385KTypical loanmedian lender, $10K brackets
98%Borrower take-up4,884 loans funded

How Carroll County compares

Approval rate compared
Carroll County94.1%Maryland89.2%All 616 counties87.6%
Typical loan compared
Carroll County$385KMaryland$405KAll 616 counties$335K

What the data shows

First Home Mortgage Corporation made the most home purchase mortgages in Carroll County, MD, 261 of them.

Embrace Home Loans, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 79.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 62% approved of 24One lender: 80% approved of 56One lender: 81% approved of 36One lender: 82% approved of 74One lender: 83% approved of 63One lender: 85% approved of 118One lender: 86% approved of 49One lender: 86% approved of 22One lender: 88% approved of 57One lender: 89% approved of 56One lender: 90% approved of 29One lender: 90% approved of 88One lender: 91% approved of 65One lender: 91% approved of 22One lender: 92% approved of 25One lender: 92% approved of 25One lender: 93% approved of 27One lender: 94% approved of 31One lender: 94% approved of 32United Wholesale Mortgage, LLC: 94% approved of 299Rocket Mortgage, LLC: 95% approved of 264One lender: 95% approved of 61One lender: 96% approved of 69One lender: 96% approved of 24One lender: 96% approved of 24One lender: 96% approved of 104One lender: 96% approved of 80One lender: 96% approved of 85One lender: 97% approved of 61One lender: 97% approved of 61One lender: 97% approved of 64One lender: 97% approved of 34One lender: 97% approved of 35Nfm, Inc.: 98% approved of 178One lender: 98% approved of 45One lender: 98% approved of 109Primary Residential Mortgage, Inc.: 99% approved of 203One lender: 99% approved of 68One lender: 99% approved of 72One lender: 99% approved of 145One lender: 99% approved of 147One lender: 99% approved of 77One lender: 99% approved of 81First Home Mortgage Corporation: 99% approved of 264One lender: 99% approved of 103One lender: 100% approved of 79One lender: 100% approved of 59One lender: 100% approved of 48One lender: 100% approved of 43One lender: 100% approved of 36One lender: 100% approved of 32One lender: 100% approved of 29One lender: 100% approved of 28One lender: 100% approved of 27One lender: 100% approved of 27One lender: 100% approved of 27One lender: 100% approved of 27One lender: 100% approved of 26One lender: 100% approved of 23One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Carroll County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%281 / 299100%$405K280
2Rocket Mortgage, LLC95%251 / 26499%$385K249
3First Home Mortgage Corporation99%261 / 264100%$385K261
4Primary Residential Mortgage, Inc.99%200 / 203100%$345K200
5Nfm, Inc.98%174 / 17899%$375K173

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 287 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Carroll County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Carroll County

TowneBankMovement Mortgage, LLCTruist BankCrosscountry Mortgage, LLCProsperity Home Mortgage, LLCDirect Mortgage Loans, LLCNavy Federal Credit UnionSwbc Mortgage CorporationFairway Independent Mortgage CorporationBay Capital Mortgage CorporationEmbrace Home Loans, Inc.Shore United Bank, National AssociationNVR Mortgage Finance, Inc.Guild Mortgage Company LLCMortgage Research Center, LLCMeridian BankFirst National Bank of PennsylvaniaNewrez LLCPNC Bank, National AssociationFirst Heritage Mortgage, LLCGuaranteed Rate Affinity, LLCPresidential Bank, FSBCmg Mortgage, Inc.Pennymac Loan Services, LLCManufacturers and Traders Trust CompanyTOWER Federal Credit UnionFulton Bank, National AssociationAtlantic Coast Mortgage, LLCState Employees Credit Union of Maryland, IncorporatedGuaranteed Rate, Inc.

Other lending data for Carroll County

Home improvement loans in Carroll CountyCash-out refinance in Carroll CountyRefinance in Carroll CountyInvestment property purchase in Carroll CountyInvestment cash-out refinance in Carroll CountyInvestment refinance in Carroll CountyInvestment home improvement in Carroll County

Nearby markets

All lending in Carroll CountyCounty overviewMortgage lenders across MarylandStatewideBaltimore CountyNearby countyFrederick CountyNearby countyHoward CountyNearby county