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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Mary's County, Maryland

Fat Boy Data analyzed home purchase mortgage activity in St. Mary's County, Maryland, home to Leonardtown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,312 applications were decided by 228 lenders between 2023 and 2025.

St. Mary's County at a glance

228Active lenders45 with 20+ decisions
92.4%Market approval rate3,986 of 4,312 decided
$375KTypical loanmedian lender, $10K brackets
98%Borrower take-up3,910 loans funded

How St. Mary's County compares

Approval rate compared
St. Mary's County92.4%Maryland89.2%All 616 counties87.6%
Typical loan compared
St. Mary's County$375KMaryland$405KAll 616 counties$335K

What the data shows

First Home Mortgage Corporation made the most home purchase mortgages in St. Mary's County, MD, 726 of them.

Presidential Bank, FSB approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%One lender: 8% approved of 26One lender: 40% approved of 87One lender: 65% approved of 23One lender: 76% approved of 21One lender: 82% approved of 22One lender: 87% approved of 23One lender: 87% approved of 116One lender: 89% approved of 90Mortgage Research Center, LLC: 90% approved of 163One lender: 90% approved of 21Navy Federal Credit Union: 91% approved of 276One lender: 91% approved of 81One lender: 92% approved of 38One lender: 93% approved of 28One lender: 93% approved of 44One lender: 93% approved of 103One lender: 93% approved of 59One lender: 93% approved of 60One lender: 95% approved of 80One lender: 95% approved of 20One lender: 95% approved of 43One lender: 96% approved of 73One lender: 96% approved of 25One lender: 96% approved of 78One lender: 96% approved of 27One lender: 97% approved of 120One lender: 97% approved of 33One lender: 97% approved of 68One lender: 97% approved of 38One lender: 98% approved of 45TowneBank: 98% approved of 188One lender: 98% approved of 52One lender: 98% approved of 108One lender: 98% approved of 55One lender: 98% approved of 60Bay Capital Mortgage Corporation: 98% approved of 130One lender: 99% approved of 71One lender: 99% approved of 72First Home Mortgage Corporation: 99% approved of 741One lender: 100% approved of 49One lender: 100% approved of 33One lender: 100% approved of 24One lender: 100% approved of 23One lender: 100% approved of 23One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in St. Mary's County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Home Mortgage Corporation99%733 / 74199%$375K726
2Navy Federal Credit Union91%251 / 27699%$405K249
3TowneBank98%184 / 188100%$365K184
4Mortgage Research Center, LLC90%147 / 16399%$415K145
5Bay Capital Mortgage Corporation98%128 / 130100%$355K128

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 223 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in St. Mary's County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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