Firstrust Savings Bank mortgage approval rate & lending review
Firstrust Savings Bank decided 2,418 mortgage applications and funded 1,685 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Firstrust Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Firstrust Savings Bank at a glance
Approval is 3.6 points below the 79.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 1,084 / 1,212 | 92% | $255K | 996 |
| Home improvement loans | 53% | 305 / 576 | 94% | $105K | 286 |
| Cash-out refinance | 75% | 46 / 61 | 98% | $335K | 45 |
| Refinance | 60% | 171 / 283 | 91% | $205K | 156 |
| Investment property purchase | 90% | 162 / 181 | 93% | $175K | 151 |
| Investment cash-out refinance | 86% | 30 / 35 | 97% | $165K | 29 |
| Investment refinance | 56% | 20 / 36 | 90% | $325K | 18 |
| Investment home improvement | 18% | 6 / 34 | 67% | $195K | 4 |
Firstrust Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 77% | $245K | 1,873 | 1,353 |
| New Jersey | 66% | $305K | 328 | 180 |
| Florida | 83% | $405K | 69 | 52 |
| Massachusetts | 85% | $525K | 39 | 31 |
| Delaware | 74% | $345K | 38 | 26 |
| Maryland | 66% | $315K | 38 | 24 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Firstrust Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Philadelphia County, PA | Mortgage lenders | 91% | 289 | 250 |
| Lehigh County, PA | Mortgage lenders | 88% | 204 | 173 |
| Montgomery County, PA | Mortgage lenders | 95% | 120 | 103 |
| Bucks County, PA | Mortgage lenders | 92% | 118 | 101 |
| Bucks County, PA | Home improvement loans | 62% | 129 | 74 |
| Montgomery County, PA | Home improvement loans | 63% | 117 | 70 |
| Chester County, PA | Mortgage lenders | 94% | 77 | 64 |
| Philadelphia County, PA | Investment property purchase | 97% | 65 | 58 |
| Northampton County, PA | Mortgage lenders | 89% | 64 | 56 |
| Montgomery County, PA | Refinance | 64% | 88 | 54 |
| Delaware County, PA | Mortgage lenders | 93% | 60 | 51 |
| Philadelphia County, PA | Home improvement loans | 40% | 104 | 40 |
The county markets where Firstrust Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Firstrust Savings Bank
What is Firstrust Savings Bank's mortgage approval rate?
Firstrust Savings Bank approved 75.4% of the 2,418 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.6 points below the 79.0% national rate for the same mix of loan types.
How often do borrowers take the loan Firstrust Savings Bank offers?
Borrowers accepted 92% of the loans Firstrust Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Firstrust Savings Bank make?
The typical home purchase mortgage loan Firstrust Savings Bank made was $255K; across all loan types its typical loan ran from $105K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Firstrust Savings Bank lend?
Firstrust Savings Bank decided applications in 19 of the states Fat Boy Data covers, most of them in Pennsylvania, New Jersey and Florida.
Can I apply to Firstrust Savings Bank directly?
Yes. Firstrust Savings Bank is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Firstrust Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Firstrust Savings Bank treats applications, then get a rate quote from the lender.