Lender profile · HMDA 2023–2025
Floridacentral Credit Union mortgage approval rates & lending data
Floridacentral Credit Union decided 397 mortgage applications and funded 324 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 32 / 35 | 100% | $295K | 32 |
| Home improvement loans | 69% | 63 / 91 | 100% | $55K | 63 |
| Cash-out refinance | 72% | 41 / 57 | 100% | $75K | 41 |
| Refinance | 88% | 177 / 200 | 99% | $105K | 176 |
Floridacentral Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 82% | $105K | 397 | 324 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.