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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Pinellas County, Florida

Fat Boy Data analyzed home improvement loan activity in Pinellas County, Florida, home to St. Petersburg, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,174 applications were decided by 191 lenders between 2023 and 2025.

Pinellas County at a glance

191Active lenders50 with 20+ decisions
58.1%Market approval rate7,068 of 12,174 decided
$75KTypical loanmedian lender, $10K brackets
89%Borrower take-up6,311 loans funded

How Pinellas County compares

Approval rate compared
Pinellas County58.1%Florida53.6%All 616 counties62.7%
Typical loan compared
Pinellas County$75KFlorida$75KAll 616 counties$75K

What the data shows

Achieva Credit Union made the most home improvement loans in Pinellas County, FL, 750 of them.

Homeowners Financial Group USA, LLC approved the highest share of applications among lenders with at least 20 decisions here, 92% of 24.

Only 1 lender here typically writes at or below $35K: Floridacentral Credit Union.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%One lender: 27% approved of 330One lender: 32% approved of 41One lender: 33% approved of 240Bank of America, National Association: 38% approved of 1,406One lender: 39% approved of 209One lender: 43% approved of 21One lender: 45% approved of 627One lender: 48% approved of 21One lender: 48% approved of 44One lender: 48% approved of 92Midflorida: 48% approved of 674Regions Bank: 51% approved of 1,388One lender: 51% approved of 179One lender: 52% approved of 63One lender: 54% approved of 83One lender: 55% approved of 508One lender: 56% approved of 72One lender: 56% approved of 142One lender: 56% approved of 25Third Federal Savings And Loan Association Of Cleveland: 59% approved of 762One lender: 60% approved of 146One lender: 61% approved of 437One lender: 62% approved of 73One lender: 62% approved of 47One lender: 62% approved of 328One lender: 64% approved of 33One lender: 66% approved of 38One lender: 67% approved of 84One lender: 69% approved of 90One lender: 69% approved of 357One lender: 69% approved of 29One lender: 69% approved of 26One lender: 70% approved of 53One lender: 70% approved of 97One lender: 71% approved of 460One lender: 71% approved of 62One lender: 71% approved of 28One lender: 73% approved of 33One lender: 73% approved of 70One lender: 73% approved of 86One lender: 74% approved of 43One lender: 75% approved of 102One lender: 76% approved of 322One lender: 78% approved of 122One lender: 78% approved of 23One lender: 80% approved of 154Achieva Credit Union: 80% approved of 1,014One lender: 84% approved of 58One lender: 92% approved of 24One lender: 98% approved of 328

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Pinellas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association38%531 / 1,40696%$105K510
2Regions Bank51%711 / 1,38886%$55K613
3Achieva Credit Union80%813 / 1,01492%$75K750
4Third Federal Savings And Loan Association Of Cleveland59%453 / 76296%$75K436
5Midflorida48%325 / 67498%$65K319

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 186 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Pinellas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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