Generations Home Loans, LLC mortgage approval rate & lending review
Generations Home Loans, LLC decided 2,178 mortgage applications and funded 2,112 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Generations Home Loans, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to generationshomeloans.com.
Generations Home Loans, LLC at a glance
Approval is 10.9 points above the 86.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,813 / 1,858 | 100% | $415K | 1,813 |
| Home improvement loans | 86% | 36 / 42 | 100% | $275K | 36 |
| Refinance | 94% | 115 / 122 | 100% | $415K | 115 |
| Investment property purchase | 96% | 110 / 115 | 100% | $305K | 110 |
Generations Home Loans, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 97% | $415K | 1,183 | 1,142 |
| Washington | 97% | $575K | 669 | 651 |
| Oregon | 99% | $425K | 268 | 265 |
| Utah | 90% | $535K | 39 | 35 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Generations Home Loans, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Stanislaus County, CA | Mortgage lenders | 98% | 435 | 426 |
| King County, WA | Mortgage lenders | 97% | 212 | 206 |
| San Joaquin County, CA | Mortgage lenders | 96% | 156 | 149 |
| Sacramento County, CA | Mortgage lenders | 98% | 130 | 128 |
| Multnomah County, OR | Mortgage lenders | 98% | 122 | 120 |
| Snohomish County, WA | Mortgage lenders | 96% | 113 | 109 |
| Merced County, CA | Mortgage lenders | 97% | 78 | 76 |
| Placer County, CA | Mortgage lenders | 100% | 53 | 53 |
| Kitsap County, WA | Mortgage lenders | 95% | 44 | 42 |
| El Dorado County, CA | Mortgage lenders | 100% | 29 | 29 |
| Stanislaus County, CA | Investment property purchase | 92% | 25 | 23 |
| Yolo County, CA | Mortgage lenders | 95% | 22 | 21 |
The county markets where Generations Home Loans, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Generations Home Loans, LLC
What is Generations Home Loans, LLC's mortgage approval rate?
Generations Home Loans, LLC approved 97.0% of the 2,178 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.9 points above the 86.0% national rate for the same mix of loan types.
How often do borrowers take the loan Generations Home Loans, LLC offers?
Borrowers accepted 100% of the loans Generations Home Loans, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Generations Home Loans, LLC make?
The typical home purchase mortgage loan Generations Home Loans, LLC made was $415K; across all loan types its typical loan ran from $275K to $415K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Generations Home Loans, LLC lend?
Generations Home Loans, LLC decided applications in 8 of the states Fat Boy Data covers, most of them in California, Washington and Oregon.
Can I apply to Generations Home Loans, LLC directly?
Yes. Generations Home Loans, LLC reports as a direct lender that takes applications from borrowers. Its website is generationshomeloans.com.
Does this page show Generations Home Loans, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Generations Home Loans, LLC treats applications, then get a rate quote from the lender.