Genesis Capital, LLC mortgage approval rate & lending review
Genesis Capital, LLC decided 2,996 mortgage applications and funded 2,910 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Genesis Capital, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to genesiscapital.com.
Genesis Capital, LLC at a glance
Approval is 14.8 points above the 82.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 97% | 1,863 / 1,915 | 100% | $815K | 1,863 |
| Investment cash-out refinance | 96% | 131 / 136 | 100% | $4.01M | 131 |
| Investment refinance | 97% | 753 / 780 | 100% | $2.23M | 753 |
| Investment home improvement | 99% | 163 / 165 | 100% | $775K | 163 |
Genesis Capital, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 98% | $1.01M | 1,567 | 1,531 |
| Washington | 98% | $1.49M | 282 | 277 |
| Florida | 99% | $235K | 217 | 214 |
| Arizona | 99% | $1.69M | 106 | 105 |
| Texas | 92% | $235K | 106 | 97 |
| New Jersey | 97% | $355K | 104 | 101 |
| North Carolina | 100% | $345K | 87 | 87 |
| Virginia | 95% | $385K | 75 | 71 |
| Maryland | 94% | $215K | 64 | 60 |
| Ohio | 91% | $155K | 53 | 48 |
| Nevada | 92% | $365K | 48 | 44 |
| New York | 97% | $3.46M | 36 | 35 |
| Missouri | 100% | $165K | 35 | 35 |
| Colorado | 93% | $535K | 29 | 27 |
| Pennsylvania | 96% | $195K | 27 | 26 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Genesis Capital, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Investment property purchase | 99% | 473 | 466 |
| Los Angeles County, CA | Investment refinance | 97% | 269 | 261 |
| King County, WA | Investment property purchase | 99% | 163 | 161 |
| San Diego County, CA | Investment property purchase | 98% | 140 | 137 |
| King County, WA | Investment refinance | 98% | 106 | 104 |
| Orange County, CA | Investment property purchase | 99% | 93 | 92 |
| San Bernardino County, CA | Investment property purchase | 99% | 79 | 78 |
| Riverside County, CA | Investment property purchase | 100% | 62 | 62 |
| Mecklenburg County, NC | Investment property purchase | 100% | 49 | 49 |
| Los Angeles County, CA | Investment home improvement | 100% | 45 | 45 |
| Maricopa County, AZ | Investment refinance | 100% | 39 | 39 |
| Santa Clara County, CA | Investment property purchase | 100% | 38 | 38 |
The county markets where Genesis Capital, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Genesis Capital, LLC
What is Genesis Capital, LLC's mortgage approval rate?
Genesis Capital, LLC approved 97.1% of the 2,996 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.8 points above the 82.3% national rate for the same mix of loan types.
How often do borrowers take the loan Genesis Capital, LLC offers?
Borrowers accepted 100% of the loans Genesis Capital, LLC approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Genesis Capital, LLC make?
The typical investment property mortgage loan Genesis Capital, LLC made was $815K; across all loan types its typical loan ran from $775K to $4.01M. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Genesis Capital, LLC lend?
Genesis Capital, LLC decided applications in 32 of the states Fat Boy Data covers, most of them in California, Washington and Florida.
Can I apply to Genesis Capital, LLC directly?
Yes. Genesis Capital, LLC reports as a direct lender that takes applications from borrowers. Its website is genesiscapital.com.
Does this page show Genesis Capital, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Genesis Capital, LLC treats applications, then get a rate quote from the lender.