Gold Star Mortgage Financial Group, Corporation mortgage approval rate & lending review
Gold Star Mortgage Financial Group, Corporation decided 16,494 mortgage applications and funded 13,708 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Gold Star Mortgage Financial Group, Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Gold Star Mortgage Financial Group, Corporation at a glance
Approval is 9.6 points above the 86.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 13,245 / 13,878 | 88% | $295K | 11,681 |
| Home improvement loans | 98% | 49 / 50 | 69% | $235K | 34 |
| Cash-out refinance | 95% | 672 / 704 | 82% | $255K | 548 |
| Refinance | 97% | 751 / 778 | 78% | $335K | 586 |
| Investment property purchase | 96% | 784 / 817 | 87% | $265K | 684 |
| Investment cash-out refinance | 94% | 167 / 177 | 66% | $175K | 110 |
| Investment refinance | 96% | 79 / 82 | 73% | $335K | 58 |
Gold Star Mortgage Financial Group, Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 93% | $315K | 4,335 | 3,353 |
| Michigan | 97% | $205K | 3,557 | 3,105 |
| Texas | 95% | $325K | 945 | 759 |
| Indiana | 97% | $245K | 836 | 745 |
| Illinois | 98% | $265K | 730 | 659 |
| North Carolina | 98% | $375K | 720 | 651 |
| Arizona | 95% | $415K | 579 | 451 |
| California | 97% | $385K | 574 | 456 |
| Nevada | 99% | $465K | 570 | 496 |
| Ohio | 96% | $185K | 539 | 433 |
| Colorado | 99% | $305K | 419 | 371 |
| Washington | 95% | $465K | 335 | 288 |
| Wisconsin | 93% | $225K | 239 | 201 |
| Minnesota | 96% | $325K | 228 | 198 |
| New Mexico | 97% | $245K | 190 | 171 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Gold Star Mortgage Financial Group, Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Wayne County, MI | Mortgage lenders | 96% | 948 | 830 |
| Washtenaw County, MI | Mortgage lenders | 99% | 485 | 452 |
| Oakland County, MI | Mortgage lenders | 97% | 468 | 417 |
| Lake County, IN | Mortgage lenders | 98% | 446 | 409 |
| Broward County, FL | Mortgage lenders | 93% | 517 | 401 |
| Macomb County, MI | Mortgage lenders | 94% | 347 | 304 |
| Palm Beach County, FL | Mortgage lenders | 93% | 311 | 253 |
| Washoe County, NV | Mortgage lenders | 100% | 279 | 245 |
| Wake County, NC | Mortgage lenders | 100% | 249 | 232 |
| Hillsborough County, FL | Mortgage lenders | 91% | 273 | 218 |
| Lake County, FL | Mortgage lenders | 97% | 232 | 193 |
| Orange County, FL | Mortgage lenders | 98% | 230 | 186 |
The county markets where Gold Star Mortgage Financial Group, Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Gold Star Mortgage Financial Group, Corporation
What is Gold Star Mortgage Financial Group, Corporation's mortgage approval rate?
Gold Star Mortgage Financial Group, Corporation approved 95.5% of the 16,494 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.6 points above the 86.0% national rate for the same mix of loan types.
How often do borrowers take the loan Gold Star Mortgage Financial Group, Corporation offers?
Borrowers accepted 87% of the loans Gold Star Mortgage Financial Group, Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Gold Star Mortgage Financial Group, Corporation make?
The typical home purchase mortgage loan Gold Star Mortgage Financial Group, Corporation made was $295K; across all loan types its typical loan ran from $175K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Gold Star Mortgage Financial Group, Corporation lend?
Gold Star Mortgage Financial Group, Corporation decided applications in 43 of the states Fat Boy Data covers, most of them in Florida, Michigan and Texas.
Can I apply to Gold Star Mortgage Financial Group, Corporation directly?
Yes. Gold Star Mortgage Financial Group, Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Gold Star Mortgage Financial Group, Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Gold Star Mortgage Financial Group, Corporation treats applications, then get a rate quote from the lender.