Lender profile · HMDA 2023–2025
Highlands Residential Mortgage, Ltd. mortgage approval rates & lending data
Highlands Residential Mortgage, Ltd. decided 17,219 mortgage applications and funded 16,105 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 14,114 / 14,479 | 96% | $315K | 13,590 |
| Cash-out refinance | 93% | 652 / 698 | 95% | $265K | 619 |
| Refinance | 95% | 530 / 559 | 96% | $405K | 508 |
| Investment property purchase | 97% | 1,123 / 1,159 | 97% | $215K | 1,090 |
| Investment cash-out refinance | 96% | 203 / 211 | 98% | $185K | 198 |
| Investment refinance | 96% | 108 / 113 | 93% | $215K | 100 |
Highlands Residential Mortgage, Ltd. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $325K | 7,138 | 6,763 |
| North Carolina | 97% | $265K | 3,154 | 2,913 |
| Florida | 93% | $315K | 1,604 | 1,412 |
| Tennessee | 97% | $315K | 1,263 | 1,152 |
| Arkansas | 99% | $215K | 1,121 | 1,074 |
| Washington | 98% | $525K | 400 | 387 |
| Colorado | 95% | $485K | 392 | 362 |
| Michigan | 98% | $275K | 378 | 364 |
| Idaho | 98% | $305K | 268 | 257 |
| Nevada | 98% | $385K | 268 | 255 |
| Indiana | 98% | $305K | 248 | 232 |
| Arizona | 98% | $355K | 205 | 193 |
| Maryland | 95% | $325K | 146 | 136 |
| South Carolina | 99% | $245K | 142 | 135 |
| Louisiana | 99% | $255K | 80 | 79 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.