Ice Lender Holdings LLC mortgage approval rate & lending review
Ice Lender Holdings LLC decided 4,604 mortgage applications and funded 2,469 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ice Lender Holdings LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Ice Lender Holdings LLC at a glance
Approval is 26.1 points below the 79.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 56% | 1,059 / 1,908 | 100% | $335K | 1,059 |
| Investment cash-out refinance | 56% | 1,121 / 2,003 | 100% | $315K | 1,121 |
| Investment refinance | 42% | 289 / 693 | 100% | $335K | 289 |
Ice Lender Holdings LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 47% | $655K | 1,169 | 553 |
| New Jersey | 65% | $335K | 879 | 575 |
| Florida | 42% | $225K | 565 | 240 |
| Pennsylvania | 68% | $295K | 428 | 291 |
| Texas | 60% | $225K | 261 | 157 |
| Georgia | 59% | $175K | 176 | 104 |
| Connecticut | 56% | $355K | 163 | 92 |
| North Carolina | 53% | $235K | 152 | 81 |
| California | 40% | $365K | 103 | 41 |
| Maryland | 43% | $185K | 102 | 44 |
| Ohio | 52% | $315K | 98 | 51 |
| Massachusetts | 57% | $525K | 58 | 33 |
| Illinois | 37% | $325K | 57 | 21 |
| South Carolina | 63% | $245K | 35 | 22 |
| Indiana | 62% | $185K | 34 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Ice Lender Holdings LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kings County, NY | Investment property purchase | 48% | 227 | 108 |
| Kings County, NY | Investment cash-out refinance | 54% | 165 | 89 |
| Philadelphia County, PA | Investment cash-out refinance | 66% | 133 | 88 |
| Monmouth County, NJ | Investment property purchase | 72% | 109 | 79 |
| Ocean County, NJ | Investment property purchase | 82% | 61 | 50 |
| Essex County, NJ | Investment cash-out refinance | 60% | 78 | 47 |
| DeKalb County, GA | Investment cash-out refinance | 92% | 50 | 46 |
| Essex County, NJ | Investment property purchase | 58% | 73 | 42 |
| Monmouth County, NJ | Investment cash-out refinance | 80% | 49 | 39 |
| Philadelphia County, PA | Investment property purchase | 59% | 66 | 39 |
| Bronx County, NY | Investment property purchase | 38% | 86 | 33 |
| Philadelphia County, PA | Investment refinance | 73% | 45 | 33 |
The county markets where Ice Lender Holdings LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Ice Lender Holdings LLC
What is Ice Lender Holdings LLC's mortgage approval rate?
Ice Lender Holdings LLC approved 53.6% of the 4,604 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 26.1 points below the 79.8% national rate for the same mix of loan types.
How often do borrowers take the loan Ice Lender Holdings LLC offers?
Borrowers accepted 100% of the loans Ice Lender Holdings LLC approved, against 92% for all investment cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ice Lender Holdings LLC make?
The typical investment cash-out refinance loan Ice Lender Holdings LLC made was $315K; across all loan types its typical loan ran from $315K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ice Lender Holdings LLC lend?
Ice Lender Holdings LLC decided applications in 44 of the states Fat Boy Data covers, most of them in New York, New Jersey and Florida.
Can I apply to Ice Lender Holdings LLC directly?
Yes. Ice Lender Holdings LLC reports as a direct lender that takes applications from borrowers.
Does this page show Ice Lender Holdings LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ice Lender Holdings LLC treats applications, then get a rate quote from the lender.