Lender profile · HMDA 2023–2025
InFirst Bank mortgage approval rates & lending data
InFirst Bank decided 581 mortgage applications and funded 501 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 64 / 75 | 95% | $165K | 61 |
| Home improvement loans | 84% | 51 / 61 | 96% | $65K | 49 |
| Refinance | 67% | 34 / 51 | 97% | $105K | 33 |
| Investment property purchase | 92% | 242 / 264 | 99% | $115K | 239 |
| Investment refinance | 89% | 62 / 70 | 100% | $115K | 62 |
| Investment home improvement | 95% | 57 / 60 | 100% | $85K | 57 |
InFirst Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 88% | $115K | 578 | 498 |
| North Carolina | 100% | $95K | 2 | 2 |
| South Carolina | 100% | $255K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.