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investment property lenders · HMDA 2023–2025

Investment property lenders in Cambria County, Pennsylvania

Fat Boy Data analyzed investment property mortgage activity in Cambria County, Pennsylvania, home to Johnstown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 331 applications were decided by 66 lenders between 2023 and 2025.

Cambria County at a glance

66Active lenders3 with 20+ decisions
85.8%Market approval rate284 of 331 decided
$65KTypical loanmedian lender, $10K brackets
95%Borrower take-up271 loans funded

How Cambria County compares

Approval rate compared
Cambria County85.8%Pennsylvania87.8%All 616 counties87.5%
Typical loan compared
Cambria County$65KPennsylvania$175KAll 616 counties$255K

What the data shows

InFirst Bank made the most investment property mortgages in Cambria County, PA, 54 of them.

Somerset Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical investment property mortgage here is $65K, 63% smaller than the Pennsylvania typical of $175K.

Investment property lenders in Cambria County

LenderApprovalApprovedTaken upTypical loanLoans made
1InFirst Bank97%56 / 5896%$55K54
21st Summit Bank97%36 / 3797%$85K35
3Somerset Trust Company100%26 / 26100%$65K26
4Primelending, A Plainscapital CompanyLimited sample93%14 / 1586%$95K12
5First National Bank of PennsylvaniaLimited sample86%12 / 14100%$115K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 61 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Cambria County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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