Jeanne D'Arc Credit Union mortgage approval rate & lending review
Jeanne D'Arc Credit Union decided 2,471 mortgage applications and funded 2,089 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Jeanne D'Arc Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Jeanne D'Arc Credit Union at a glance
Approval is 11.8 points above the 75.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 762 / 817 | 96% | $405K | 734 |
| Home improvement loans | 76% | 553 / 723 | 96% | $75K | 533 |
| Cash-out refinance | 86% | 427 / 495 | 99% | $125K | 421 |
| Refinance | 96% | 85 / 89 | 94% | $445K | 80 |
| Investment property purchase | 97% | 264 / 271 | 97% | $435K | 257 |
| Investment cash-out refinance | 90% | 37 / 41 | 95% | $395K | 35 |
Jeanne D'Arc Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 87% | $405K | 2,017 | 1,699 |
| New Hampshire | 90% | $245K | 446 | 384 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Jeanne D'Arc Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Middlesex County, MA | Home improvement loans | 80% | 444 | 344 |
| Middlesex County, MA | Cash-out refinance | 89% | 316 | 275 |
| Middlesex County, MA | Mortgage lenders | 93% | 304 | 271 |
| Middlesex County, MA | Investment property purchase | 98% | 110 | 105 |
| Hillsborough County, NH | Mortgage lenders | 99% | 104 | 99 |
| Essex County, MA | Mortgage lenders | 87% | 114 | 97 |
| Hillsborough County, NH | Home improvement loans | 84% | 99 | 79 |
| Suffolk County, MA | Mortgage lenders | 95% | 81 | 76 |
| Essex County, MA | Home improvement loans | 59% | 119 | 69 |
| Rockingham County, NH | Mortgage lenders | 96% | 69 | 62 |
| Essex County, MA | Cash-out refinance | 78% | 63 | 49 |
| Hillsborough County, NH | Cash-out refinance | 78% | 59 | 46 |
The county markets where Jeanne D'Arc Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Jeanne D'Arc Credit Union
What is Jeanne D'Arc Credit Union's mortgage approval rate?
Jeanne D'Arc Credit Union approved 87.3% of the 2,471 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.8 points above the 75.5% national rate for the same mix of loan types.
How often do borrowers take the loan Jeanne D'Arc Credit Union offers?
Borrowers accepted 97% of the loans Jeanne D'Arc Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Jeanne D'Arc Credit Union make?
The typical home purchase mortgage loan Jeanne D'Arc Credit Union made was $405K; across all loan types its typical loan ran from $75K to $445K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Jeanne D'Arc Credit Union lend?
Jeanne D'Arc Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Massachusetts, New Hampshire and Maine.
Can I apply to Jeanne D'Arc Credit Union directly?
Yes. Jeanne D'Arc Credit Union is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Jeanne D'Arc Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Jeanne D'Arc Credit Union treats applications, then get a rate quote from the lender.