Jlb Corporation mortgage approval rate & lending review
Jlb Corporation decided 2,057 mortgage applications and funded 1,926 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Jlb Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Jlb Corporation at a glance
Approval is 20.8 points above the 73.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 424 / 440 | 100% | $195K | 422 |
| Cash-out refinance | 94% | 1,271 / 1,346 | 99% | $195K | 1,260 |
| Refinance | 90% | 190 / 210 | 99% | $245K | 189 |
| Investment cash-out refinance | 88% | 30 / 34 | 100% | $135K | 30 |
Jlb Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 95% | $195K | 994 | 934 |
| Pennsylvania | 96% | $185K | 634 | 606 |
| Illinois | 97% | $145K | 127 | 123 |
| Indiana | 84% | $175K | 116 | 95 |
| Kansas | 93% | $275K | 116 | 107 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Jlb Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allegheny County, PA | Cash-out refinance | 96% | 208 | 199 |
| St. Charles County, MO | Cash-out refinance | 97% | 175 | 169 |
| Jackson County, MO | Cash-out refinance | 89% | 124 | 109 |
| Jefferson County, MO | Cash-out refinance | 95% | 113 | 105 |
| St. Charles County, MO | Mortgage lenders | 96% | 82 | 79 |
| Westmoreland County, PA | Cash-out refinance | 94% | 72 | 68 |
| Johnson County, KS | Cash-out refinance | 96% | 68 | 64 |
| Madison County, IL | Cash-out refinance | 97% | 62 | 60 |
| Clay County, MO | Cash-out refinance | 95% | 61 | 57 |
| St. Charles County, MO | Refinance | 94% | 54 | 51 |
| Mercer County, PA | Mortgage lenders | 96% | 48 | 46 |
| Franklin County, MO | Cash-out refinance | 100% | 39 | 39 |
The county markets where Jlb Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Jlb Corporation
What is Jlb Corporation's mortgage approval rate?
Jlb Corporation approved 94.4% of the 2,057 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 20.8 points above the 73.5% national rate for the same mix of loan types.
How often do borrowers take the loan Jlb Corporation offers?
Borrowers accepted 99% of the loans Jlb Corporation approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Jlb Corporation make?
The typical cash-out refinance loan Jlb Corporation made was $195K; across all loan types its typical loan ran from $135K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Jlb Corporation lend?
Jlb Corporation decided applications in 15 of the states Fat Boy Data covers, most of them in Missouri, Pennsylvania and Illinois.
Can I apply to Jlb Corporation directly?
Yes. Jlb Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Jlb Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Jlb Corporation treats applications, then get a rate quote from the lender.