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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Johnson County, Kansas

Fat Boy Data analyzed cash-out refinance activity in Johnson County, Kansas, home to Overland Park, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,350 applications were decided by 269 lenders between 2023 and 2025.

Johnson County at a glance

269Active lenders43 with 20+ decisions
75.5%Market approval rate4,038 of 5,350 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,884 loans funded

How Johnson County compares

Approval rate compared
Johnson County75.5%Kansas71.5%All 616 counties68.2%
Typical loan compared
Johnson County$165KKansas$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Johnson County, KS, 1,062 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

First State Bank of St. Charles, Missouri approved the highest share of applications among lenders with at least 20 decisions here, 98% of 47.

The typical cash-out refinance here is $165K, 22% larger than the Kansas typical of $135K.

Approval rate of all 43 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 34% approved of 327One lender: 37% approved of 27One lender: 39% approved of 98One lender: 39% approved of 46One lender: 40% approved of 43One lender: 43% approved of 93One lender: 57% approved of 81One lender: 59% approved of 37One lender: 60% approved of 45One lender: 63% approved of 75Newrez LLC: 64% approved of 160One lender: 66% approved of 32One lender: 68% approved of 50One lender: 70% approved of 33One lender: 70% approved of 67One lender: 73% approved of 130One lender: 74% approved of 57One lender: 75% approved of 131One lender: 76% approved of 123One lender: 76% approved of 38Communityamerica Federal Credit Union: 77% approved of 171One lender: 77% approved of 22One lender: 78% approved of 134United Wholesale Mortgage, LLC: 78% approved of 182One lender: 79% approved of 82One lender: 79% approved of 39One lender: 82% approved of 22One lender: 82% approved of 22One lender: 83% approved of 104One lender: 83% approved of 58One lender: 84% approved of 147One lender: 84% approved of 45One lender: 85% approved of 61One lender: 86% approved of 43One lender: 86% approved of 22One lender: 87% approved of 30One lender: 87% approved of 78Rocket Mortgage, LLC: 88% approved of 1,241One lender: 92% approved of 26One lender: 94% approved of 52One lender: 96% approved of 68One lender: 98% approved of 47One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Johnson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC88%1,088 / 1,24198%$135K1,062
2Amerisave Mortgage Corporation34%110 / 32798%$105K108
3United Wholesale Mortgage, LLCBroker only78%142 / 18293%$265K132
4Communityamerica Federal Credit Union77%131 / 171100%$255K131
5Newrez LLC64%102 / 16099%$105K101

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 264 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Johnson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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