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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Jefferson County, Missouri

Fat Boy Data analyzed cash-out refinance activity in Jefferson County, Missouri, home to Arnold, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,155 applications were decided by 160 lenders between 2023 and 2025.

Jefferson County at a glance

160Active lenders31 with 20+ decisions
72.4%Market approval rate2,283 of 3,155 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,192 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County72.4%Missouri70.6%All 616 counties68.2%
Typical loan compared
Jefferson County$155KMissouri$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Jefferson County, MO, 447 of them.

Alliance Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 60Amerisave Mortgage Corporation: 30% approved of 231One lender: 37% approved of 38One lender: 43% approved of 21One lender: 45% approved of 22One lender: 48% approved of 21One lender: 50% approved of 48One lender: 55% approved of 107Newrez LLC: 56% approved of 126One lender: 66% approved of 88One lender: 69% approved of 29One lender: 70% approved of 67One lender: 70% approved of 88One lender: 70% approved of 105One lender: 73% approved of 85One lender: 74% approved of 27One lender: 77% approved of 44One lender: 78% approved of 73One lender: 78% approved of 23Rocket Mortgage, LLC: 81% approved of 575One lender: 81% approved of 21United Wholesale Mortgage, LLC: 85% approved of 127One lender: 86% approved of 21One lender: 88% approved of 80One lender: 90% approved of 21One lender: 91% approved of 64One lender: 95% approved of 113One lender: 95% approved of 97Guild Mortgage Company LLC: 97% approved of 117One lender: 100% approved of 28One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC81%464 / 57596%$145K447
2Amerisave Mortgage Corporation30%69 / 23199%$115K68
3United Wholesale Mortgage, LLCBroker only85%108 / 127100%$205K108
4Newrez LLC56%71 / 12697%$125K69
5Guild Mortgage Company LLC97%114 / 11796%$125K110

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 155 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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