Johns Hopkins Federal Credit Union mortgage approval rate & lending review
Johns Hopkins Federal Credit Union decided 794 mortgage applications and funded 379 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Johns Hopkins Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Johns Hopkins Federal Credit Union at a glance
Approval is 7.0 points below the 70.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 73% | 133 / 183 | 94% | $235K | 125 |
| Home improvement loans | 60% | 192 / 322 | 64% | $35K | 122 |
| Cash-out refinance | 60% | 143 / 240 | 76% | $55K | 109 |
| Refinance | 82% | 37 / 45 | 59% | $115K | 22 |
Johns Hopkins Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 66% | $55K | 716 | 355 |
| Pennsylvania | 67% | $255K | 33 | 15 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Johns Hopkins Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Baltimore County, MD | Home improvement loans | 52% | 105 | 37 |
| Baltimore city, MD | Home improvement loans | 52% | 105 | 37 |
| Baltimore County, MD | Cash-out refinance | 60% | 65 | 30 |
| Baltimore city, MD | Cash-out refinance | 60% | 65 | 30 |
| Harford County, MD | Cash-out refinance | 58% | 33 | 15 |
| Harford County, MD | Home improvement loans | 79% | 28 | 13 |
| Anne Arundel County, MD | Home improvement loans | 76% | 21 | 11 |
The county markets where Johns Hopkins Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Johns Hopkins Federal Credit Union
What is Johns Hopkins Federal Credit Union's mortgage approval rate?
Johns Hopkins Federal Credit Union approved 63.9% of the 794 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.0 points below the 70.9% national rate for the same mix of loan types.
How often do borrowers take the loan Johns Hopkins Federal Credit Union offers?
Borrowers accepted 75% of the loans Johns Hopkins Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Johns Hopkins Federal Credit Union make?
The typical home improvement loan loan Johns Hopkins Federal Credit Union made was $35K; across all loan types its typical loan ran from $35K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Johns Hopkins Federal Credit Union lend?
Johns Hopkins Federal Credit Union decided applications in 20 of the states Fat Boy Data covers, most of them in Maryland, Pennsylvania and Delaware.
Can I apply to Johns Hopkins Federal Credit Union directly?
Yes. Johns Hopkins Federal Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Johns Hopkins Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Johns Hopkins Federal Credit Union treats applications, then get a rate quote from the lender.