Lender profile · HMDA 2023–2025
LAFCU Credit Union mortgage approval rates & lending data
LAFCU Credit Union decided 516 mortgage applications and funded 431 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 133 / 143 | 95% | $175K | 127 |
| Home improvement loans | 86% | 159 / 184 | 97% | $35K | 155 |
| Cash-out refinance | 83% | 118 / 143 | 96% | $105K | 113 |
LAFCU Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 87% | $105K | 496 | 416 |
| Florida | 83% | $145K | 6 | 5 |
| Ohio | 100% | $425K | 5 | 5 |
| Texas | 75% | $295K | 4 | 3 |
| Alabama | 100% | $185K | 1 | 1 |
| California | 0% | — | 1 | 0 |
| Illinois | 100% | — | 1 | 0 |
| Kentucky | 100% | — | 1 | 0 |
| Tennessee | 100% | $235K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.