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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Eaton County, Michigan

Fat Boy Data analyzed home improvement loan activity in Eaton County, Michigan, home to Charlotte, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,013 applications were decided by 78 lenders between 2023 and 2025.

Eaton County at a glance

78Active lenders11 with 20+ decisions
71.7%Market approval rate726 of 1,013 decided
$55KTypical loanmedian lender, $10K brackets
93%Borrower take-up674 loans funded

How Eaton County compares

Approval rate compared
Eaton County71.7%Michigan67.0%All 616 counties62.7%
Typical loan compared
Eaton County$55KMichigan$55KAll 616 counties$75K

What the data shows

MICHIGAN STATE UNIVERSITY Federal Credit Union made the most home improvement loans in Eaton County, MI, 147 of them.

LAFCU Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 92% of 91.

Only 1 lender here typically writes at or below $35K: LAFCU Credit Union.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 22One lender: 40% approved of 20The Huntington National Bank: 44% approved of 75Lake Trust Credit Union: 53% approved of 98One lender: 63% approved of 57One lender: 63% approved of 60Fifth Third Bank, National Association: 64% approved of 76One lender: 84% approved of 25MICHIGAN STATE UNIVERSITY Federal Credit Union: 89% approved of 182One lender: 91% approved of 32LAFCU Credit Union: 92% approved of 91

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Eaton County

LenderApprovalApprovedTaken upTypical loanLoans made
1MICHIGAN STATE UNIVERSITY Federal Credit Union89%162 / 18291%$65K147
2Lake Trust Credit Union53%52 / 98100%$45K52
3LAFCU Credit Union92%84 / 9198%$35K82
4Fifth Third Bank, National Association64%49 / 76100%$55K49
5The Huntington National Bank44%33 / 75100%$65K33

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 73 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Eaton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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