Legend Lending Corporation mortgage approval rate & lending review
Legend Lending Corporation decided 2,707 mortgage applications and funded 2,666 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Legend Lending Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Legend Lending Corporation at a glance
Approval is 12.9 points above the 85.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 2,182 / 2,211 | 100% | $285K | 2,180 |
| Cash-out refinance | 98% | 120 / 123 | 99% | $235K | 119 |
| Refinance | 98% | 78 / 80 | 100% | $315K | 78 |
| Investment property purchase | 99% | 158 / 160 | 100% | $225K | 158 |
| Investment cash-out refinance | 98% | 114 / 116 | 100% | $185K | 114 |
Legend Lending Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 99% | $275K | 1,714 | 1,696 |
| Florida | 98% | $355K | 400 | 392 |
| North Carolina | 96% | $325K | 189 | 182 |
| South Carolina | 98% | $305K | 153 | 150 |
| Michigan | 97% | $135K | 71 | 69 |
| Virginia | 100% | $345K | 41 | 40 |
| Louisiana | 100% | $195K | 23 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Legend Lending Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Harris County, TX | Mortgage lenders | 99% | 623 | 619 |
| Montgomery County, TX | Mortgage lenders | 99% | 187 | 184 |
| Galveston County, TX | Mortgage lenders | 99% | 180 | 179 |
| Pinellas County, FL | Mortgage lenders | 98% | 169 | 165 |
| Fort Bend County, TX | Mortgage lenders | 99% | 153 | 152 |
| Nueces County, TX | Mortgage lenders | 97% | 94 | 91 |
| Brazoria County, TX | Mortgage lenders | 99% | 75 | 74 |
The county markets where Legend Lending Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Legend Lending Corporation
What is Legend Lending Corporation's mortgage approval rate?
Legend Lending Corporation approved 98.6% of the 2,707 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.9 points above the 85.7% national rate for the same mix of loan types.
How often do borrowers take the loan Legend Lending Corporation offers?
Borrowers accepted 100% of the loans Legend Lending Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Legend Lending Corporation make?
The typical home purchase mortgage loan Legend Lending Corporation made was $285K; across all loan types its typical loan ran from $185K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Legend Lending Corporation lend?
Legend Lending Corporation decided applications in 23 of the states Fat Boy Data covers, most of them in Texas, Florida and North Carolina.
Can I apply to Legend Lending Corporation directly?
Yes. Legend Lending Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Legend Lending Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Legend Lending Corporation treats applications, then get a rate quote from the lender.