Loanpeople, LLC mortgage approval rate & lending review
Loanpeople, LLC decided 4,385 mortgage applications and funded 4,195 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Loanpeople, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to loanpeople.com.
Loanpeople, LLC at a glance
Approval is 9.9 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 3,463 / 3,572 | 100% | $355K | 3,452 |
| Cash-out refinance | 82% | 117 / 142 | 97% | $315K | 113 |
| Refinance | 94% | 165 / 175 | 99% | $365K | 164 |
| Investment property purchase | 96% | 371 / 387 | 100% | $315K | 370 |
| Investment cash-out refinance | 94% | 73 / 78 | 97% | $195K | 71 |
| Investment refinance | 81% | 25 / 31 | 100% | $405K | 25 |
Loanpeople, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $365K | 3,730 | 3,562 |
| Florida | 97% | $335K | 581 | 562 |
| New Mexico | 94% | $295K | 33 | 31 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Loanpeople, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Travis County, TX | Mortgage lenders | 99% | 1,085 | 1,073 |
| El Paso County, TX | Mortgage lenders | 93% | 706 | 658 |
| Williamson County, TX | Mortgage lenders | 99% | 381 | 373 |
| Bexar County, TX | Mortgage lenders | 97% | 294 | 285 |
| Duval County, FL | Mortgage lenders | 96% | 272 | 260 |
| Travis County, TX | Investment property purchase | 96% | 165 | 157 |
| St. Johns County, FL | Mortgage lenders | 100% | 103 | 103 |
| Hays County, TX | Mortgage lenders | 98% | 104 | 102 |
| Clay County, FL | Mortgage lenders | 100% | 74 | 74 |
| Williamson County, TX | Investment property purchase | 100% | 44 | 44 |
| Travis County, TX | Refinance | 95% | 40 | 37 |
| El Paso County, TX | Investment property purchase | 94% | 33 | 31 |
The county markets where Loanpeople, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Loanpeople, LLC
What is Loanpeople, LLC's mortgage approval rate?
Loanpeople, LLC approved 96.1% of the 4,385 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Loanpeople, LLC offers?
Borrowers accepted 100% of the loans Loanpeople, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Loanpeople, LLC make?
The typical home purchase mortgage loan Loanpeople, LLC made was $355K; across all loan types its typical loan ran from $195K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Loanpeople, LLC lend?
Loanpeople, LLC decided applications in 13 of the states Fat Boy Data covers, most of them in Texas, Florida and New Mexico.
Can I apply to Loanpeople, LLC directly?
Yes. Loanpeople, LLC reports as a direct lender that takes applications from borrowers. Its website is loanpeople.com.
Does this page show Loanpeople, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Loanpeople, LLC treats applications, then get a rate quote from the lender.