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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Clay County, Florida

Fat Boy Data analyzed home purchase mortgage activity in Clay County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,179 applications were decided by 397 lenders between 2023 and 2025.

Clay County at a glance

397Active lenders82 with 20+ decisions
86.5%Market approval rate10,538 of 12,179 decided
$305KTypical loanmedian lender, $10K brackets
97%Borrower take-up10,211 loans funded

How Clay County compares

Approval rate compared
Clay County86.5%Florida83.7%All 616 counties87.6%
Typical loan compared
Clay County$305KFlorida$345KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Clay County, FL, 876 of them.

Academy Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 104.

The typical home purchase mortgage here is $305K, 12% smaller than the Florida typical of $345K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 13% approved of 7121St Mortgage Corporation: 33% approved of 316Triad Financial Services, Inc.: 53% approved of 112Bank of America, National Association: 63% approved of 51USAA Federal Savings Bank: 63% approved of 60Kind Lending, LLC: 77% approved of 83Loandepot.Com, LLC: 77% approved of 273First Equity Mortgage Incorporated: 79% approved of 56JPMorgan Chase Bank, National Association: 79% approved of 43Flagstar Bank, National Association: 79% approved of 67Churchill Mortgage Corporation: 80% approved of 44Vystar Credit Union: 80% approved of 221Homeamerican Mortgage Corporation: 82% approved of 144Pulte Mortgage LLC: 82% approved of 275Plaza Home Mortgage, Inc.: 82% approved of 90American Financial Resources, Inc.: 82% approved of 40Navy Federal Credit Union: 83% approved of 428Lennar Mortgage, LLC: 84% approved of 586Mattamy Home Funding, LLC: 85% approved of 75Community First Credit Union of Flo: 86% approved of 58Rmc Home Mortgage, LLC: 87% approved of 68Planet Home Lending, LLC: 87% approved of 53Freedom Mortgage Corporation: 87% approved of 152Gold Star Mortgage Financial Group, Corporation: 87% approved of 61Rocket Mortgage, LLC: 87% approved of 374Equity Prime Mortgage LLC: 87% approved of 63Wells Fargo Bank, National Association: 88% approved of 64Pennymac Loan Services, LLC: 88% approved of 109Union Home Mortgage Corp.: 89% approved of 87Prosperity Home Mortgage, LLC: 89% approved of 70Acrisure Mortgage, LLC: 89% approved of 70Dhi Mortgage Company, Ltd.: 89% approved of 999Zillow Home Loans, LLC: 89% approved of 38Mortgage Research Center, LLC: 90% approved of 442Bank of England: 91% approved of 158Everett Financial, Inc.: 91% approved of 75New American Funding, LLC: 91% approved of 68Regions Bank: 91% approved of 46Cardinal Financial Company, Limited Partnership: 91% approved of 117Guaranteed Rate, Inc.: 92% approved of 72First Federal Bank: 92% approved of 97Newrez LLC: 92% approved of 50Paramount Residential Mortgage Group, Inc.: 92% approved of 65United Wholesale Mortgage, LLC: 93% approved of 1,386Cmg Mortgage, Inc.: 94% approved of 197Gateway First Bank: 94% approved of 83Network Funding, L.P.: 94% approved of 137Fairway Independent Mortgage Corporation: 95% approved of 165American Neighborhood Mortgage Acceptance Company LLC: 95% approved of 59Ameris Bank: 95% approved of 151Kbhs Home Loans, LLC: 96% approved of 201Guild Mortgage Company LLC: 96% approved of 242Jet Homeloans, Lp: 96% approved of 398Plains Commerce Bank: 97% approved of 65Emm Loans LLC: 97% approved of 74Movement Mortgage, LLC: 98% approved of 204Crosscountry Mortgage, LLC: 98% approved of 176Academy Mortgage Corporation: 100% approved of 104Loanpeople, LLC: 100% approved of 74Swbc Mortgage Corporation: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Clay County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%1,292 / 1,38699%$305K1,282
2Dhi Mortgage Company, Ltd.89%890 / 99998%$305K876
3Lennar Mortgage, LLC84%493 / 586100%$335K492
4Mortgage Research Center, LLC90%400 / 442100%$325K398
5Navy Federal Credit Union83%356 / 42899%$335K352

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 392 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Clay County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Clay County

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Nearby markets

All lending in Clay CountyCounty overviewMortgage lenders across FloridaStatewideDuval CountyNearby countySt. Johns CountyNearby county