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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Clay County, Florida

Fat Boy Data analyzed home purchase mortgage activity in Clay County, Florida, home to Green Cove Springs, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,179 applications were decided by 397 lenders between 2023 and 2025.

Clay County at a glance

397Active lenders82 with 20+ decisions
86.5%Market approval rate10,538 of 12,179 decided
$305KTypical loanmedian lender, $10K brackets
97%Borrower take-up10,211 loans funded

How Clay County compares

Approval rate compared
Clay County86.5%Florida83.7%All 616 counties87.6%
Typical loan compared
Clay County$305KFlorida$345KAll 616 counties$335K

What the data shows

Dhi Mortgage Company, Ltd. made the most home purchase mortgages in Clay County, FL, 876 of them.

Academy Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 104.

The typical home purchase mortgage here is $305K, 12% smaller than the Florida typical of $345K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 71One lender: 33% approved of 316One lender: 53% approved of 112One lender: 63% approved of 51One lender: 63% approved of 60One lender: 77% approved of 83One lender: 77% approved of 273One lender: 79% approved of 56One lender: 79% approved of 43One lender: 79% approved of 67One lender: 80% approved of 44One lender: 80% approved of 221One lender: 82% approved of 144One lender: 82% approved of 275One lender: 82% approved of 90One lender: 82% approved of 40Navy Federal Credit Union: 83% approved of 428Lennar Mortgage, LLC: 84% approved of 586One lender: 85% approved of 75One lender: 86% approved of 58One lender: 87% approved of 68One lender: 87% approved of 53One lender: 87% approved of 152One lender: 87% approved of 61One lender: 87% approved of 374One lender: 87% approved of 63One lender: 88% approved of 64One lender: 88% approved of 109One lender: 89% approved of 87One lender: 89% approved of 70One lender: 89% approved of 70Dhi Mortgage Company, Ltd.: 89% approved of 999One lender: 89% approved of 38Mortgage Research Center, LLC: 90% approved of 442One lender: 91% approved of 158One lender: 91% approved of 75One lender: 91% approved of 68One lender: 91% approved of 46One lender: 91% approved of 117One lender: 92% approved of 72One lender: 92% approved of 97One lender: 92% approved of 50One lender: 92% approved of 65United Wholesale Mortgage, LLC: 93% approved of 1,386One lender: 94% approved of 197One lender: 94% approved of 83One lender: 94% approved of 137One lender: 95% approved of 165One lender: 95% approved of 59One lender: 95% approved of 151One lender: 96% approved of 201One lender: 96% approved of 242One lender: 96% approved of 398One lender: 97% approved of 65One lender: 97% approved of 74One lender: 98% approved of 204One lender: 98% approved of 176One lender: 100% approved of 104One lender: 100% approved of 74One lender: 100% approved of 45

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Clay County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%1,292 / 1,38699%$305K1,282
2Dhi Mortgage Company, Ltd.89%890 / 99998%$305K876
3Lennar Mortgage, LLC84%493 / 586100%$335K492
4Mortgage Research Center, LLC90%400 / 442100%$325K398
5Navy Federal Credit Union83%356 / 42899%$335K352

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 392 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Clay County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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