Logix Federal Credit Union mortgage approval rate & lending review
Logix Federal Credit Union decided 7,256 mortgage applications and funded 5,266 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Logix Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Logix Federal Credit Union at a glance
Approval is 9.2 points above the 68.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 723 / 810 | 89% | $655K | 646 |
| Home improvement loans | 78% | 2,197 / 2,831 | 93% | $125K | 2,049 |
| Cash-out refinance | 76% | 2,293 / 3,035 | 95% | $155K | 2,178 |
| Refinance | 74% | 125 / 168 | 92% | $585K | 115 |
| Investment property purchase | 89% | 128 / 144 | 90% | $565K | 115 |
| Investment cash-out refinance | 61% | 66 / 109 | 97% | $155K | 64 |
| Investment refinance | 75% | 24 / 32 | 96% | $405K | 23 |
| Investment home improvement | 69% | 88 / 127 | 86% | $85K | 76 |
Logix Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 78% | $155K | 7,023 | 5,085 |
| Nevada | 81% | $95K | 83 | 62 |
| Arizona | 85% | $345K | 65 | 52 |
| New Hampshire | 86% | $115K | 51 | 44 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Logix Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Cash-out refinance | 75% | 2,200 | 1,562 |
| Los Angeles County, CA | Home improvement loans | 77% | 2,091 | 1,498 |
| Los Angeles County, CA | Mortgage lenders | 88% | 509 | 396 |
| Ventura County, CA | Cash-out refinance | 82% | 480 | 381 |
| Ventura County, CA | Home improvement loans | 85% | 393 | 317 |
| Ventura County, CA | Mortgage lenders | 95% | 124 | 108 |
| Orange County, CA | Home improvement loans | 79% | 76 | 55 |
| Los Angeles County, CA | Investment home improvement | 71% | 70 | 42 |
| Los Angeles County, CA | Investment cash-out refinance | 60% | 67 | 39 |
| San Bernardino County, CA | Home improvement loans | 72% | 58 | 38 |
| Kern County, CA | Cash-out refinance | 69% | 51 | 35 |
| Kern County, CA | Home improvement loans | 67% | 36 | 22 |
The county markets where Logix Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Logix Federal Credit Union
What is Logix Federal Credit Union's mortgage approval rate?
Logix Federal Credit Union approved 77.8% of the 7,256 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.2 points above the 68.6% national rate for the same mix of loan types.
How often do borrowers take the loan Logix Federal Credit Union offers?
Borrowers accepted 93% of the loans Logix Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Logix Federal Credit Union make?
The typical cash-out refinance loan Logix Federal Credit Union made was $155K; across all loan types its typical loan ran from $85K to $655K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Logix Federal Credit Union lend?
Logix Federal Credit Union decided applications in 9 of the states Fat Boy Data covers, most of them in California, Nevada and Arizona.
Can I apply to Logix Federal Credit Union directly?
Yes. Logix Federal Credit Union is a bank or credit union with 19 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Logix Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Logix Federal Credit Union treats applications, then get a rate quote from the lender.