Home›California›Ventura County›Cash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Ventura County, California

Fat Boy Data analyzed cash-out refinance activity in Ventura County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,913 applications were decided by 298 lenders between 2023 and 2025.

Ventura County at a glance

298Active lenders61 with 20+ decisions
72.2%Market approval rate4,990 of 6,913 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,697 loans funded

How Ventura County compares

Approval rate compared
Ventura County72.2%California70.1%All 616 counties68.2%
Typical loan compared
Ventura County$205KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Ventura County, CA, 961 of them.

Schoolsfirst approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

The typical cash-out refinance here is $205K, 16% smaller than the California typical of $245K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 3% approved of 38New Day Financial, LLC: 15% approved of 41Lakeview Loan Servicing, LLC: 17% approved of 64Network Capital Funding Corporation: 20% approved of 41Amerisave Mortgage Corporation: 22% approved of 306Carrington Mortgage Services, LLC: 24% approved of 98American Financing Corporation: 38% approved of 26The Golden 1: 40% approved of 20BMO Bank National Association: 45% approved of 49Wells Fargo Bank, National Association: 47% approved of 49Spring Eq, LLC: 49% approved of 114Newrez LLC: 51% approved of 217Citibank, National Association: 61% approved of 31Angel Oak Mortgage Solutions LLC: 64% approved of 28Hometown Equity Mortgage, LLC: 64% approved of 45Freedom Mortgage Corporation: 66% approved of 59Mutual of Omaha Mortgage, Inc.: 67% approved of 27U.S. Bank National Association: 67% approved of 129Flagstar Bank, National Association: 68% approved of 109Loandepot.Com, LLC: 68% approved of 153Village Capital & Investment LLC: 68% approved of 22Nationstar Mortgage LLC: 70% approved of 84Sun West Mortgage Company, Inc.: 70% approved of 27Sofi Bank, N.A.tional Association: 70% approved of 27Kind Lending, LLC: 71% approved of 35Ventura County Credit Union: 71% approved of 35Navy Federal Credit Union: 72% approved of 82Bank of America, National Association: 73% approved of 26Pennymac Loan Services, LLC: 74% approved of 149Plaza Home Mortgage, Inc.: 75% approved of 24GoodLeap, LLC: 76% approved of 58Oceanair Federal Credit Union: 76% approved of 199Ocmbc, Inc.: 77% approved of 81United Wholesale Mortgage, LLC: 77% approved of 697Vista Point Mortgage, LLC: 77% approved of 26JPMorgan Chase Bank, National Association: 77% approved of 75New American Funding, LLC: 78% approved of 55Equity Prime Mortgage LLC: 81% approved of 21Quorum Federal Credit Union: 81% approved of 69Logix Federal Credit Union: 82% approved of 480Rocket Mortgage, LLC: 83% approved of 1,197Nations Direct Mortgage, LLC: 84% approved of 25A&D Mortgage LLC: 85% approved of 20Change Lending, LLC: 86% approved of 29Guild Mortgage Company LLC: 87% approved of 30Guaranteed Rate, Inc.: 88% approved of 25Amwest Funding Corp.: 88% approved of 112Firefighters First Federal Credit Union: 90% approved of 105Kinecta: 91% approved of 93Movement Mortgage, LLC: 93% approved of 27Mld Mortgage Inc.: 94% approved of 31Nexera Holding LLC: 95% approved of 40Golden Empire Mortgage, Inc.: 96% approved of 25Cake Mortgage Corp.: 96% approved of 26Cmg Mortgage, Inc.: 96% approved of 53Crosscountry Mortgage, LLC: 97% approved of 32Schoolsfirst: 100% approved of 39Coastal Community Bank: 100% approved of 27Val-Chris Investments, Inc.: 100% approved of 24F&A Federal Credit Union: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Ventura County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%994 / 1,19797%$135K961
2United Wholesale Mortgage, LLCBroker only77%534 / 69796%$265K514
3Logix Federal Credit Union82%393 / 48097%$145K381
4Amerisave Mortgage Corporation22%67 / 30694%$125K63
5Newrez LLC51%110 / 21798%$115K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 293 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Ventura County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Ventura County

Mortgage lenders in Ventura CountyHome improvement loans in Ventura CountyRefinance in Ventura CountyInvestment property purchase in Ventura CountyInvestment cash-out refinance in Ventura CountyInvestment refinance in Ventura CountyInvestment home improvement in Ventura County

Nearby markets

All lending in Ventura CountyCounty overviewCash-out refinance across CaliforniaStatewideKern CountyNearby countyLos Angeles CountyNearby countySanta Barbara CountyNearby county