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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Ventura County, California

Fat Boy Data analyzed cash-out refinance activity in Ventura County, California, home to Oxnard, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,913 applications were decided by 298 lenders between 2023 and 2025.

Ventura County at a glance

298Active lenders61 with 20+ decisions
72.2%Market approval rate4,990 of 6,913 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,697 loans funded

How Ventura County compares

Approval rate compared
Ventura County72.2%California70.1%All 616 counties68.2%
Typical loan compared
Ventura County$205KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Ventura County, CA, 961 of them.

Schoolsfirst approved the highest share of applications among lenders with at least 20 decisions here, 100% of 39.

The typical cash-out refinance here is $205K, 16% smaller than the California typical of $245K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 3% approved of 38One lender: 15% approved of 41One lender: 17% approved of 64One lender: 20% approved of 41Amerisave Mortgage Corporation: 22% approved of 306One lender: 24% approved of 98One lender: 38% approved of 26One lender: 40% approved of 20One lender: 45% approved of 49One lender: 47% approved of 49One lender: 49% approved of 114Newrez LLC: 51% approved of 217One lender: 61% approved of 31One lender: 64% approved of 28One lender: 64% approved of 45One lender: 66% approved of 59One lender: 67% approved of 27One lender: 67% approved of 129One lender: 68% approved of 109One lender: 68% approved of 153One lender: 68% approved of 22One lender: 70% approved of 84One lender: 70% approved of 27One lender: 70% approved of 27One lender: 71% approved of 35One lender: 71% approved of 35One lender: 72% approved of 82One lender: 73% approved of 26One lender: 74% approved of 149One lender: 75% approved of 24One lender: 76% approved of 58One lender: 76% approved of 199One lender: 77% approved of 81United Wholesale Mortgage, LLC: 77% approved of 697One lender: 77% approved of 26One lender: 77% approved of 75One lender: 78% approved of 55One lender: 81% approved of 21One lender: 81% approved of 69Logix Federal Credit Union: 82% approved of 480Rocket Mortgage, LLC: 83% approved of 1,197One lender: 84% approved of 25One lender: 85% approved of 20One lender: 86% approved of 29One lender: 87% approved of 30One lender: 88% approved of 25One lender: 88% approved of 112One lender: 90% approved of 105One lender: 91% approved of 93One lender: 93% approved of 27One lender: 94% approved of 31One lender: 95% approved of 40One lender: 96% approved of 25One lender: 96% approved of 26One lender: 96% approved of 53One lender: 97% approved of 32One lender: 100% approved of 39One lender: 100% approved of 27One lender: 100% approved of 24One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Ventura County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%994 / 1,19797%$135K961
2United Wholesale Mortgage, LLCBroker only77%534 / 69796%$265K514
3Logix Federal Credit Union82%393 / 48097%$145K381
4Amerisave Mortgage Corporation22%67 / 30694%$125K63
5Newrez LLC51%110 / 21798%$115K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 293 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Ventura County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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