Mann Financial Inc. mortgage approval rate & lending review
Mann Financial Inc. decided 1,839 mortgage applications and funded 1,520 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mann Financial Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mann Financial Inc. at a glance
Approval is 0.8 points below the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 1,343 / 1,549 | 98% | $375K | 1,317 |
| Cash-out refinance | 66% | 87 / 131 | 93% | $295K | 81 |
| Refinance | 82% | 51 / 62 | 96% | $295K | 49 |
| Investment property purchase | 81% | 52 / 64 | 96% | $225K | 50 |
Mann Financial Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 88% | $375K | 305 | 261 |
| Texas | 79% | $265K | 298 | 229 |
| Montana | 88% | $415K | 276 | 232 |
| Oregon | 85% | $405K | 226 | 186 |
| Arizona | 82% | $395K | 176 | 144 |
| Nevada | 83% | $375K | 168 | 139 |
| Minnesota | 92% | $115K | 83 | 75 |
| New Mexico | 80% | $245K | 70 | 54 |
| Idaho | 89% | $305K | 63 | 56 |
| California | 87% | $385K | 38 | 31 |
| Hawaii | 88% | $575K | 32 | 28 |
| Virginia | 87% | $695K | 31 | 27 |
| Florida | 73% | $305K | 22 | 16 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mann Financial Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Missoula County, MT | Mortgage lenders | 93% | 133 | 118 |
| Cowlitz County, WA | Mortgage lenders | 94% | 93 | 87 |
| Flathead County, MT | Mortgage lenders | 94% | 63 | 57 |
| Doña Ana County, NM | Mortgage lenders | 81% | 59 | 47 |
| St. Louis County, MN | Mortgage lenders | 96% | 47 | 45 |
| Smith County, TX | Mortgage lenders | 85% | 52 | 44 |
| Bonneville County, ID | Mortgage lenders | 91% | 44 | 40 |
| Marion County, OR | Mortgage lenders | 80% | 54 | 40 |
| Lane County, OR | Mortgage lenders | 88% | 42 | 37 |
| Linn County, OR | Mortgage lenders | 91% | 35 | 32 |
| Flathead County, MT | Cash-out refinance | 71% | 24 | 16 |
The county markets where Mann Financial Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Mann Financial Inc.
What is Mann Financial Inc.'s mortgage approval rate?
Mann Financial Inc. approved 84.8% of the 1,839 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.8 points below the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan Mann Financial Inc. offers?
Borrowers accepted 97% of the loans Mann Financial Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mann Financial Inc. make?
The typical home purchase mortgage loan Mann Financial Inc. made was $375K; across all loan types its typical loan ran from $225K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mann Financial Inc. lend?
Mann Financial Inc. decided applications in 23 of the states Fat Boy Data covers, most of them in Washington, Texas and Montana.
Can I apply to Mann Financial Inc. directly?
Yes. Mann Financial Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Mann Financial Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mann Financial Inc. treats applications, then get a rate quote from the lender.