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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Flathead County, Montana

Fat Boy Data analyzed home purchase mortgage activity in Flathead County, Montana, home to Kalispell, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,319 applications were decided by 206 lenders between 2023 and 2025.

Flathead County at a glance

206Active lenders27 with 20+ decisions
83.4%Market approval rate2,768 of 3,319 decided
$435KTypical loanmedian lender, $10K brackets
98%Borrower take-up2,717 loans funded

How Flathead County compares

Approval rate compared
Flathead County83.4%Montana88.4%All 616 counties87.6%
Typical loan compared
Flathead County$435KMontana$395KAll 616 counties$335K

What the data shows

Glacier Bank made the most home purchase mortgages in Flathead County, MT, 322 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

Lenders approved 83.4% of home purchase mortgage applications in Flathead County, MT, 5.0 percentage points below the Montana rate of 88.4%.

The typical home purchase mortgage here is $435K, 10% larger than the Montana typical of $395K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 14% approved of 207One lender: 53% approved of 76One lender: 69% approved of 26One lender: 70% approved of 23One lender: 70% approved of 30One lender: 73% approved of 96One lender: 74% approved of 46One lender: 76% approved of 21One lender: 77% approved of 30Glacier Bank: 78% approved of 415One lender: 82% approved of 89One lender: 85% approved of 54One lender: 92% approved of 90One lender: 92% approved of 40One lender: 93% approved of 107One lender: 93% approved of 46One lender: 94% approved of 63One lender: 94% approved of 50United Wholesale Mortgage, LLC: 94% approved of 462One lender: 95% approved of 55One lender: 95% approved of 56Plains Commerce Bank: 95% approved of 126One lender: 96% approved of 25One lender: 96% approved of 106One lender: 98% approved of 57Crosscountry Mortgage, LLC: 98% approved of 315One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Flathead County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%436 / 462100%$435K434
2Glacier Bank78%322 / 415100%$405K322
3Crosscountry Mortgage, LLC98%310 / 315100%$435K309
421St Mortgage Corporation14%28 / 207100%$125K28
5Plains Commerce Bank95%120 / 126100%$465K120

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 201 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Flathead County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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