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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Flathead County, Montana

Fat Boy Data analyzed cash-out refinance activity in Flathead County, Montana, home to Kalispell, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,233 applications were decided by 125 lenders between 2023 and 2025.

Flathead County at a glance

125Active lenders12 with 20+ decisions
72.7%Market approval rate896 of 1,233 decided
$275KTypical loanmedian lender, $10K brackets
98%Borrower take-up874 loans funded

How Flathead County compares

Approval rate compared
Flathead County72.7%Montana71.2%All 616 counties68.2%
Typical loan compared
Flathead County$275KMontana$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Flathead County, MT, 208 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 89% of 37.

The typical cash-out refinance here is $275K, 34% larger than the Montana typical of $205K.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 36% approved of 106One lender: 43% approved of 23One lender: 50% approved of 20One lender: 55% approved of 29Glacier Bank: 65% approved of 37One lender: 71% approved of 24Rocket Mortgage, LLC: 83% approved of 261Pennymac Loan Services, LLC: 84% approved of 44United Wholesale Mortgage, LLC: 84% approved of 186One lender: 85% approved of 27One lender: 89% approved of 27One lender: 89% approved of 37

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Flathead County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%217 / 26196%$205K208
2United Wholesale Mortgage, LLCBroker only84%157 / 18699%$275K156
3Amerisave Mortgage Corporation36%38 / 10697%$215K37
4Pennymac Loan Services, LLC84%37 / 4492%$255K34
5Glacier Bank65%24 / 37100%$365K24

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 120 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Flathead County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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